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Business trends

Fintech newcomers reshape Japan's lending landscape

New technology gives smaller businesses quicker and easier access to loans

Freee, which provides cloud-based accounting software, is making inroads into financial services that have been the domain of major banks. (Photo by Tsubasa Suruga)

TOKYO -- New financial technology companies are transforming Japan's lending sector, tapping artificial intelligence and other cutting-edge methods to ease a cumbersome loan process that hampers access for many businesses.

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