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AI loan screening for Japan regional banks to take only seconds

Hitachi and SBI affiliate to set up joint venture

The AI-based loan screening is expected to broaden from mortgage applications to other types of loans.
SHINICHIRO IBUSUKI, Nikkei staff writer | Japan

TOKYO -- Japanese internet bank SBI Sumishin Net Bank will work with Hitachi to offer an instant loan-screening service powered by artificial intelligence to regional banks, a sector facing intensifying competition amid the country's shrinking population.

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