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Japan's top bank to offer AI-based loan screening for startups

BTMU's new process will generate credit scores for businesses too young for typical applications

Bank of Tokyo-Mitsubishi UFJ is part of Mitsubishi UFJ Financial Group.   © Reuters

TOKYO -- Bank of Tokyo-Mitsubishi UFJ is building a new financing model for fledgling businesses that uses artificial intelligence to assess their credit prospects based on data not found in financial statements.

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