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Technology

Vietnam and Indonesia don't get insurance. Can fintech help?

Can 'insurtech' achieve profits and data privacy with bite-size products?

Opportunistic pricing and data privacy are concerns as startups bring insurance tech to Indonesia and Vietnam, where people often sell motorbike policies on the roadside. (Photo by Lien Hoang)
LIEN HOANG, Nikkei staff writer | Indonesia

HO CHI MINH CITY -- Three times out of 10, when she tops up her phone credit, Thu sees a pop-up selling insurance on Vietnam's MoMo payment app.

"I just ignore it," said the waitress in Ho Chi Minh City, unlocking her smartphone to show the ad, which offers insurance against a cracked screen.

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