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Finance

AEON Financial Service Co., Ltd.

Business Summary

AEON Financial Service Co., Ltd. engages in the provision of financial services. It operates through the following segments: Retail, Solution, China area, Mekong area, Malay area. The Retail segment offers bank and insurance service for individual customers. The Solution segment provides group's financial services utilizing the database of processing business and installment business for member stores. The China area segment provides financial service such as credit card and loan for individual and member stores in China area. The Mekong area segment provides financial service such as credit card and loan for individual and member stores in Mekong area. The Malay area segment provides financial service such as credit card and loan for individual and member stores in Malay area. The company was founded on June 20, 1981 and is headquartered in Tokyo, Japan.

Financial Highlights

Feb 2022 JPYUSD
Revenue459,159M4,118.02M
Gross Profit410,427M3,680.96M
Operating income75,820M680.00M
Income before tax59,745M535.83M
Net income30,213M270.96M
EBITDA150,937M1,353.69M
Diluted EPS139.961.25
Dividends Per Share500.44
Total Assets6,278.58B54,513.44M
Total liabilities5,769.52B50,093.55M
Total equity424,256M3,683.57M
Operating cash flow-38,877M-348.67M
Currency in JPYCurrency in USD

Historical Data

 Mar 2018Mar 2019Feb 2020Feb 2021Feb 2022
Revenue 396,676M 427,490M 488,370.95M 477,856M 459,159M
Gross Profit 339,104M 365,012M 442,305.09M 430,653M 410,427M
Operating income 64,927M 70,338M 91,370.25M 58,418M 75,820M
Income before tax 66,571M 69,178M 70,396.42M 39,305M 59,745M
Net income 38,677M 39,409M 37,254.57M 17,693M 30,213M
EBITDA 145,340M 157,118M 182,702.33M 156,161M 150,937M
Diluted EPS 170.01 173.19 168.16 81.96 139.96
Dividends Per Share 68 68 68 34 50
Total Assets 4,852.84B 5,342.22B 5,781.37B 6,123.72B 6,278.58B
Total liabilities 4,415.05B 4,893.52B 5,322.29B 5,649.05B 5,769.52B
Total equity 370,121M 380,748M 393,500M 401,505M 424,256M
Operating cash flow 16,558M -77,553M -79,114M 69,356M -38,877M
 Mar 2018Mar 2019Feb 2020Feb 2021Feb 2022
Revenue 3,579.06M 3,854.91M 4,480.06M 4,509.73M 4,118.02M
Gross Profit 3,059.61M 3,291.51M 4,057.47M 4,064.25M 3,680.96M
Operating income 585.81M 634.27M 838.18M 551.31M 680.00M
Income before tax 600.64M 623.81M 645.78M 370.93M 535.83M
Net income 348.96M 355.37M 341.75M 166.97M 270.96M
EBITDA 1,311.34M 1,416.82M 1,676.01M 1,473.75M 1,353.69M
Diluted EPS 1.53 1.56 1.54 0.77 1.25
Dividends Per Share 0.61 0.61 0.62 0.32 0.44
Total Assets 45,630.87M 48,265.15M 53,598.20M 57,478.13M 54,513.44M
Total liabilities 41,514.38M 44,211.26M 49,342.15M 53,022.80M 50,093.55M
Total equity 3,480.21M 3,439.92M 3,648.07M 3,768.58M 3,683.57M
Operating cash flow 149.39M -699.33M -725.75M 654.54M -348.67M

Valuation Measures

Feb 2022
PER8.48
ROA0.48%
ROE7.31%
Operating margin16.51%
Profit margin6.58%

Key executives

  • President & Representative Director: Kenji Fujita
  • General Manager-Group Operations Planning: Toshiyuki Masuda
  • General Manager-Group Information Technology: Kazuo Ishizuka
  • Director & General Manager-Compliance: Tomoyuki Mitsufuji
  • Director, EVP & Head-New Business Model: Masao Mizuno

Shareholders

  • AEON Co., Ltd. (48.0%)
  • Schroder Investment Management (Japan) Ltd. (3.9%)
  • MFS International (UK) Ltd. (2.9%)
  • Nomura Asset Management Co., Ltd. (1.8%)
  • Massachusetts Financial Services Co. (1.7%)
  • The Vanguard Group, Inc. (1.3%)
  • Schroder Investment Management Ltd. (1.3%)
  • Norges Bank Investment Management (1.2%)
  • Fuji Co., Ltd. (1.2%)
  • Nikko Asset Management Co., Ltd. (1.0%)

Contact Details

Related Companies

  • AFS Corporation Co. Ltd.
  • AEON Product Finance Co. Ltd.
  • AEON S.S. Insurance Co., Ltd.
  • AEON Credit Service (Philippines), Inc.
  • AEON Insurance Service (Thailand) Co., Ltd.
  • AEON Credit Service Co., Ltd.
  • AEON Financial Service (Hong Kong) Co. Ltd.
  • ACS Trading Vietnam Co., Ltd.
  • Aeon Housing Loan Service Corp.
  • AEON Bank Ltd.
  • AEON Allianz Life Insurance Japan Ltd.
  • ACS Capital Corp. Ltd.
  • AEON Credit Service (M) Bhd.
  • ACS Credit Management Co., Ltd.
  • Toshiba Finance Corp.
  • AEON Credit Service (Asia) Co., Ltd.

Competitors

    Last Updated on 4 Oct, 2022

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