Finance AIFUL Corp. Business Summary
AIFUL Corp. engages in the consumer finance, mortgage loan, guaranteed loan and real estate business. Its operations are carried out through the following segments: Financial and Others. The Financial segment is engaged in the provision of small-lot uncollateralized loan for general consumers, mortgage collateral, business loan for individual operators, credit guarantee, as well as the collection and management of debts, among others. The Others segment is involved in the development, investment and nurture of venture companies. The company was founded by Yoshitaka Fukuda in April 1967 and is headquartered in Kyoto, Japan.
Financial Highlights
Mar 2022
JPY USD Revenue 124,603M 1,108.83M Gross Profit 104,968M 934.10M Operating income 17,547M 156.15M Income before tax 12,265M 109.14M Net income 12,334M 109.75M EBITDA 20,964M 186.55M Diluted EPS 25.49 0.22 Dividends Per Share 1 0.00 Total Assets 935,642M 7,708.68M Total liabilities 779,115M 6,419.07M Total equity 153,900M 1,267.97M Operating cash flow -15,628M -139.07M Currency in JPY Currency in USD
Historical Data Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Revenue
108,973M
109,463M
120,140M
121,085M
124,603M
Gross Profit
79,848M
89,926M
99,313M
100,629M
104,968M
Operating income
2,481M
2,780M
8,141M
24,456M
17,547M
Income before tax
3,527M
3,420M
1,569M
18,149M
12,265M
Net income
3,957M
9,345M
1,389M
18,436M
12,334M
EBITDA
11,462M
12,446M
11,158M
27,874M
20,964M
Diluted EPS
8.18
19.32
2.87
38.11
25.49
Dividends Per Share
0
0
0
1
1
Total Assets
682,645M
760,587M
860,507M
863,354M
935,642M
Total liabilities
563,237M
632,568M
731,574M
715,665M
779,115M
Total equity
114,450M
124,275M
126,017M
145,556M
153,900M
Operating cash flow
-70,221M
-41,765M
-51,133M
20,280M
-15,628M
Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Revenue
983.22M
987.08M
1,104.98M
1,141.69M
1,108.83M
Gross Profit
720.43M
810.91M
913.42M
948.81M
934.10M
Operating income
22.38M
25.06M
74.87M
230.59M
156.15M
Income before tax
31.82M
30.84M
14.43M
171.12M
109.14M
Net income
35.70M
84.26M
12.77M
173.83M
109.75M
EBITDA
103.41M
112.23M
102.62M
262.81M
186.55M
Diluted EPS
0.07
0.17
0.02
0.35
0.22
Dividends Per Share
0
0
0
0.00
0.00
Total Assets
6,418.85M
6,871.63M
7,970.97M
7,813.15M
7,708.68M
Total liabilities
5,296.06M
5,715.02M
6,776.65M
6,476.60M
6,419.07M
Total equity
1,076.16M
1,122.78M
1,167.31M
1,317.24M
1,267.97M
Operating cash flow
-633.57M
-376.61M
-470.29M
191.21M
-139.07M
Valuation Measures
Mar 2022
PER 14.07 ROA 1.37% ROE 8.23% Operating margin 14.08% Profit margin 9.89%
Key executives
President & Representative Director:
Mitsuhide Fukuda
Executive Officer & General Manager-Finance:
Hiroyuki Otomo
Manager-Information Systems Development:
Takayuki Nakata
Executive Officer & Deputy GM-Guarantee Business:
Atsushi Suda
Executive Officer, Head-Internal Audit & Legal:
Junichi Niizuma Shareholders
FUKUDA FAMILY /AIFUL/ (24.6%)
FUKUDA MITSUHIDE (12.8%)
T. Rowe Price International Ltd. (3.6%)
Nomura Asset Management Co., Ltd. (2.3%)
The Vanguard Group, Inc. (1.5%)
Nikko Asset Management Co., Ltd. (1.1%)
Daiwa Asset Management Co. Ltd. (1.0%)
BlackRock Fund Advisors (0.9%)
Dimensional Fund Advisors LP (0.8%)
FUKUDA YOSHITAKA /AIFUL/ (0.6%)
Contact Details Website: http://www.aiful.co.jp Address:
381-1 Takasago-cho, Gojo-Agaru,
Karasuma-Dori,
Kyoto,
600-8420,
Japan
Phone:
+81.75.201.2000
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Last Updated on 16 Aug, 2022
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