Finance
BDO Unibank, Inc.
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Business Summary
BDO Unibank, Inc. engages in providing commercial banking services. It operates through the following segments: Commercial Banking; Investment Banking; Private Banking; Leasing and Financing; Insurance; and Others. The Commercial Banking segment handles the entire lending corporate and consumer, trade financing, and cash management services for corporate and retail customers. The Investment Banking segment gives services to corporate clients outside the traditional loan and deposit products. The Private Banking segment offers traditional and non-traditional investment and structured products to high net worth individuals and institutional accounts. The Leasing and Financing segment involves in the direct leases, sale and leaseback arrangements, and real estate leases. The Insurance segment include insurance brokerage and life insurance business by providing protection, education, savings, retirement, and estate planning solutions to individual and corporate clients through life insurance products and services. The Others segment focuses on asset management, realty management, remittance, accounting service, credit card service, and computer service. The company was founded on August 16, 1967 and is headquartered in Makati, Philippines.
Financial Highlights
| Dec 2018 | PHP | USD |
| Revenue | 177,026M | 3,360.22M |
| Gross Profit | -- | -- |
| Operating income | 42,518M | 807.05M |
| Income before tax | 43,646M | 828.46M |
| Net income | 32,708M | 620.84M |
| EBITDA | -- | -- |
| Diluted EPS | 7.40 | 0.14 |
| Dividends Per Share | 1.20 | 0.02 |
| Total Assets | 3,022.94B | 57,486.73M |
| Total liabilities | 2,694.79B | 51,246.38M |
| Total equity | 327,372M | 6,225.57M |
| Operating cash flow | 57,229M | 1,086.29M |
| Currency in PHP | Currency in USD |
Historical Data
| Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | |
| Revenue | 92,418M | 103,229M | 123,169M | 146,389M | 177,026M |
| Gross Profit | -- | -- | -- | -- | -- |
| Operating income | 26,877M | 31,823M | 33,743M | 37,572M | 42,518M |
| Income before tax | 26,416M | 29,919M | 33,043M | 37,557M | 43,646M |
| Net income | 22,805M | 25,016M | 26,234M | 28,070M | 32,708M |
| EBITDA | -- | -- | -- | -- | -- |
| Diluted EPS | 5.99 | 6.53 | 6.50 | 6.42 | 7.40 |
| Dividends Per Share | 1.14 | 1.14 | 1.14 | 1.20 | 1.20 |
| Total Assets | 1,865.28B | 2,032.90B | 2,326.43B | 2,668.83B | 3,022.94B |
| Total liabilities | 1,685.61B | 1,833.29B | 2,108.87B | 2,370.49B | 2,694.79B |
| Total equity | 179,036M | 198,990M | 216,816M | 297,488M | 327,372M |
| Operating cash flow | 34,387M | 8,206M | 46,181M | 41,947M | 57,229M |
| Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | |
| Revenue | 2,082.02M | 2,267.12M | 2,593.71M | 2,903.70M | 3,360.22M |
| Gross Profit | -- | -- | -- | -- | -- |
| Operating income | 605.49M | 698.90M | 710.56M | 745.25M | 807.05M |
| Income before tax | 595.10M | 657.08M | 695.82M | 744.96M | 828.46M |
| Net income | 513.75M | 549.40M | 552.44M | 556.78M | 620.84M |
| EBITDA | -- | -- | -- | -- | -- |
| Diluted EPS | 0.13 | 0.14 | 0.13 | 0.12 | 0.14 |
| Dividends Per Share | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Total Assets | 41,698.54M | 43,202.72M | 46,797.68M | 53,462.14M | 57,486.73M |
| Total liabilities | 37,682.02M | 38,960.59M | 42,421.34M | 47,485.77M | 51,246.38M |
| Total equity | 4,002.36M | 4,228.88M | 4,361.39M | 5,959.29M | 6,225.57M |
| Operating cash flow | 774.68M | 180.22M | 972.48M | 832.04M | 1,086.29M |
Valuation Measures
| Dec 2018 | |
| PER | 17.67 |
| ROA | 1.14% |
| ROE | 10.46% |
| Operating margin | 24.01% |
| Profit margin | 18.47% |
Key executives
- President, Chief Executive Officer & Director: Nestor V. Tan
- Executive VP & Head- Central Operations Group: Joseph A. Gotuaco
- Head-Information Technology: Frederic Mark S. Gomez
- Head-Comptrollership: Lucy Co Dy
- Chief Compliance Officer: Federico P. Tancongco
Shareholders
- SM Investments Corp. (47.8%)
- Sybase Equity Investment Corp. (5.4%)
- SM Prime Holdings, Inc. (2.0%)
- Government Service Insurance System (1.9%)
- The Vanguard Group, Inc. (1.5%)
- BlackRock Fund Advisors (1.2%)
- Norges Bank Investment Management (1.0%)
- DFC Holdings, Inc. (0.6%)
- Dacon Corp. (0.5%)
- BAMCO, Inc. (0.5%)
Contact Details
- Website:http://www.bdo.com.ph
- Address: BDO Corporate Center, 7899 Makati Avenue, Makati City, 0726, Philippines
- Phone: +63.2.840.7000
Related Companies
- Bdo Life Assurance Co., Inc.
- Banco de Oro - Trust Banking Group
- BDO Unibank, Inc. (United Arab Emirates)
- BDO Unibank, Inc. (Hongkong Branch)
- BDO Assurance Holdings Corp.
- Real Bank (A Thrift Bank), Inc. /Banking Business/
- Banco De Oro Savings Bank, Inc.
- Deutsche Bank AG /Philippines/ /Trust Business/
- BDORO Europe Ltd.
- Express Padala (Hong Kong) Ltd.
- BDO Remit (Macau) Ltd.
- BDO Strategic Holdings, Inc.
- BDO Unibank, Inc.
- BDO Remittance (USA), Inc.
- BDO Remittance (Italia) SpA
- BDO Remittance Ltd.
- Rural Bank of San Juan, Inc.
- One Network Bank, Inc.
- Jardine Equitable Finance Corp.
- EBC Strategic Holdings Corp.
- BDO Private Bank, Inc.
- PCIB Properties, Inc.
- BDO Elite Savings Bank, Inc.
- American Express Co. /Philippines Business/
- BDO Capital & Investment Corporation
- EBC Investments, Inc.
- BDO Leasing & Finance, Inc.
Competitors
- Rizal Commercial Banking Corporation
- Security Bank Corp. (Philippines)
- Bank of the Philippine Islands
- Metropolitan Bank & Trust Co.
- China Banking Corp.
- Philippine National Bank
- Union Bank of the Philippines
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Last Updated on 13 Dec, 2019