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Finance

BDO Unibank, Inc.

Business Summary

BDO Unibank, Inc. engages in providing commercial banking services. It operates through the following segments: Commercial Banking; Investment Banking; Private Banking; Leasing and Financing; Insurance; and Others. The Commercial Banking segment handles the entire lending corporate and consumer, trade financing, and cash management services for corporate and retail customers. The Investment Banking segment gives services to corporate clients outside the traditional loan and deposit products. The Private Banking segment offers traditional and non-traditional investment and structured products to high net worth individuals and institutional accounts. The Leasing and Financing segment involves in the direct leases, sale and leaseback arrangements, and real estate leases. The Insurance segment include insurance brokerage and life insurance business by providing protection, education, savings, retirement, and estate planning solutions to individual and corporate clients through life insurance products and services. The Others segment focuses on asset management, realty management, remittance, accounting service, credit card service, and computer service. The company was founded on August 16, 1967 and is headquartered in Makati, Philippines.

Financial Highlights

Dec 2018 PHPUSD
Revenue177,026M3,360.22M
Gross Profit----
Operating income42,518M807.05M
Income before tax43,646M828.46M
Net income32,708M620.84M
EBITDA----
Diluted EPS7.400.14
Dividends Per Share1.200.02
Total Assets3,022.94B57,486.73M
Total liabilities2,694.79B51,246.38M
Total equity327,372M6,225.57M
Operating cash flow57,229M1,086.29M
Currency in PHPCurrency in USD

Historical Data

 Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018
Revenue 92,418M 103,229M 123,169M 146,389M 177,026M
Gross Profit -- -- -- -- --
Operating income 26,877M 31,823M 33,743M 37,572M 42,518M
Income before tax 26,416M 29,919M 33,043M 37,557M 43,646M
Net income 22,805M 25,016M 26,234M 28,070M 32,708M
EBITDA -- -- -- -- --
Diluted EPS 5.99 6.53 6.50 6.42 7.40
Dividends Per Share 1.14 1.14 1.14 1.20 1.20
Total Assets 1,865.28B 2,032.90B 2,326.43B 2,668.83B 3,022.94B
Total liabilities 1,685.61B 1,833.29B 2,108.87B 2,370.49B 2,694.79B
Total equity 179,036M 198,990M 216,816M 297,488M 327,372M
Operating cash flow 34,387M 8,206M 46,181M 41,947M 57,229M
 Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018
Revenue 2,082.02M 2,267.12M 2,593.71M 2,903.70M 3,360.22M
Gross Profit -- -- -- -- --
Operating income 605.49M 698.90M 710.56M 745.25M 807.05M
Income before tax 595.10M 657.08M 695.82M 744.96M 828.46M
Net income 513.75M 549.40M 552.44M 556.78M 620.84M
EBITDA -- -- -- -- --
Diluted EPS 0.13 0.14 0.13 0.12 0.14
Dividends Per Share 0.02 0.02 0.02 0.02 0.02
Total Assets 41,698.54M 43,202.72M 46,797.68M 53,462.14M 57,486.73M
Total liabilities 37,682.02M 38,960.59M 42,421.34M 47,485.77M 51,246.38M
Total equity 4,002.36M 4,228.88M 4,361.39M 5,959.29M 6,225.57M
Operating cash flow 774.68M 180.22M 972.48M 832.04M 1,086.29M

Valuation Measures

Dec 2018
PER17.67
ROA1.14%
ROE10.46%
Operating margin24.01%
Profit margin18.47%

Key executives

  • President, Chief Executive Officer & Director: Nestor V. Tan
  • Executive VP & Head- Central Operations Group: Joseph A. Gotuaco
  • Head-Information Technology: Frederic Mark S. Gomez
  • Head-Comptrollership: Lucy Co Dy
  • Chief Compliance Officer: Federico P. Tancongco

Shareholders

  • SM Investments Corp. (47.8%)
  • Sybase Equity Investment Corp. (5.4%)
  • SM Prime Holdings, Inc. (2.0%)
  • Government Service Insurance System (1.9%)
  • The Vanguard Group, Inc. (1.5%)
  • BlackRock Fund Advisors (1.2%)
  • Norges Bank Investment Management (1.0%)
  • DFC Holdings, Inc. (0.6%)
  • Dacon Corp. (0.5%)
  • BAMCO, Inc. (0.5%)

Contact Details

  • Website:http://www.bdo.com.ph
  • Address: BDO Corporate Center, 7899 Makati Avenue, Makati City, 0726, Philippines
  • Phone: +63.2.840.7000

Related Companies

  • Bdo Life Assurance Co., Inc.
  • Banco de Oro - Trust Banking Group
  • BDO Unibank, Inc. (United Arab Emirates)
  • BDO Unibank, Inc. (Hongkong Branch)
  • BDO Assurance Holdings Corp.
  • Real Bank (A Thrift Bank), Inc. /Banking Business/
  • Banco De Oro Savings Bank, Inc.
  • Deutsche Bank AG /Philippines/ /Trust Business/
  • BDORO Europe Ltd.
  • Express Padala (Hong Kong) Ltd.
  • BDO Remit (Macau) Ltd.
  • BDO Strategic Holdings, Inc.
  • BDO Unibank, Inc.
  • BDO Remittance (USA), Inc.
  • BDO Remittance (Italia) SpA
  • BDO Remittance Ltd.
  • Rural Bank of San Juan, Inc.
  • One Network Bank, Inc.
  • Jardine Equitable Finance Corp.
  • EBC Strategic Holdings Corp.
  • BDO Private Bank, Inc.
  • PCIB Properties, Inc.
  • BDO Elite Savings Bank, Inc.
  • American Express Co. /Philippines Business/
  • BDO Capital & Investment Corporation
  • EBC Investments, Inc.
  • BDO Leasing & Finance, Inc.

Competitors

  • Rizal Commercial Banking Corporation
  • Security Bank Corp. (Philippines)
  • Bank of the Philippine Islands
  • Metropolitan Bank & Trust Co.
  • China Banking Corp.
  • Philippine National Bank
  • Union Bank of the Philippines
Last Updated on 13 Dec, 2019

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