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Bank of Ayudhya Public Co., Ltd.

Business Summary

Bank of Ayudhya Public Co., Ltd. is engaged in the provision of commercial banking services. It operates through the following segments: Retail, Commercial, and Others. The Retail segment caters to individual customers with banking and related financial services. The Commercial segment delivers products to institutional clients including corporate, small and medium-sized businesses, and financial institutions. The Other segment involves other income and expenses generating activities that are not attributed to the business segments. The firm offers loans, plastic money, deposits, investment products, bancassurance, and online services. The company was founded on January 27, 1945 and is headquartered in Bangkok, Thailand.

Financial Highlights

Dec 2022 THBUSD
Gross Profit----
Operating income37,159.71M1,059.48M
Income before tax37,171.71M1,059.83M
Net income30,712.98M875.68M
Diluted EPS4.170.11
Dividends Per Share0.850.02
Total Assets2,636.95B76,135.43M
Total liabilities2,295.19B66,267.99M
Total equity340,918.88M9,843.19M
Operating cash flow99,346.78M2,832.55M
Currency in THBCurrency in USD

Historical Data

 Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022
Revenue 142,746.39M 146,998.17M 139,746.04M 132,640.42M 137,069.47M
Gross Profit -- -- -- -- --
Operating income 31,265.17M 31,189.93M 27,359.95M 29,696.07M 37,159.71M
Income before tax 31,267.24M 39,827.04M 27,354.95M 40,417.31M 37,171.71M
Net income 24,812.63M 32,748.50M 23,039.78M 33,794.18M 30,712.98M
EBITDA -- -- -- -- --
Diluted EPS 3.37 4.45 3.13 4.59 4.17
Dividends Per Share 0.85 0.85 0.35 0.85 0.85
Total Assets 2,173.62B 2,359.59B 2,609.37B 2,499.10B 2,636.95B
Total liabilities 1,929.90B 2,087.47B 2,320.19B 2,180.87B 2,295.19B
Total equity 242,637.06M 270,789.94M 287,544.18M 317,515.87M 340,918.88M
Operating cash flow 67,600.17M 56,262.01M 83,654.49M 79,816.71M 99,346.78M
 Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022
Revenue 4,415.66M 4,735.03M 4,465.42M 4,142.91M 3,908.09M
Gross Profit -- -- -- -- --
Operating income 967.14M 1,004.67M 874.25M 927.53M 1,059.48M
Income before tax 967.21M 1,282.88M 874.09M 1,262.40M 1,059.83M
Net income 767.54M 1,054.87M 736.20M 1,055.53M 875.68M
EBITDA -- -- -- -- --
Diluted EPS 0.10 0.14 0.10 0.14 0.11
Dividends Per Share 0.02 0.02 0.01 0.02 0.02
Total Assets 66,757.44M 78,774.49M 87,095.25M 74,812.41M 76,135.43M
Total liabilities 59,272.23M 69,689.96M 77,443.08M 65,285.79M 66,267.99M
Total equity 7,451.99M 9,040.26M 9,597.60M 9,505.04M 9,843.19M
Operating cash flow 2,091.12M 1,812.28M 2,673.08M 2,493.00M 2,832.55M

Valuation Measures

Dec 2022
Operating margin27.11%
Profit margin22.40%

Key executives

  • President, Chief Executive Officer & Director: Seiichiro Akita
  • Head-Operations Group: Wirote Chuenratanakul
  • Chief Financial Officer & Executive Director: Duangdao Wongpanitkit
  • Chief Information & Digital Officer: Sayam Prasitsirigul
  • Head-Information Technology Group: Pochara Vanaratseath


  • Mitsubishi UFJ Financial Group, Inc. (76.8%)
  • Bangkok Broadcasting & TV Co., Ltd. (4.4%)
  • Stronghold Assets Co. Ltd. (2.2%)
  • The Great Luck Equity Co., Ltd. (2.2%)
  • GL Assets Co., Ltd. (2.2%)
  • BBTV Asset Management Co., Ltd. (2.2%)
  • Mahakij Holdings Co. Ltd. (2.1%)
  • Tun Rungrueng Co., Ltd. (2.1%)
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  • SSgA Funds Management, Inc. (0.0%)

Contact Details

  • Website:
  • Address: 1222 Rama III Road, Bang Phongphang Subdistrict, Bangkok, 10120, Thailand
  • Phone: +

Related Companies

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  • GE Capital Auto Lease Services Solution PCL
  • AIG Retail Bank Plc
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  • Siam Bangkok Port Ltd.
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  • Krungsri Securities Public Co. Ltd.
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  • Krungsriayudhya Card Co. Ltd.
  • Ayudhya Investment & Trust Public Co. Ltd.
  • Capital Nomura Securities Public Co., Ltd.


  • Kasikornbank Public Co. Ltd.
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Last Updated on 22 Mar, 2023

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