Finance Credit Saison Co., Ltd. Business Summary
Credit Saison Co., Ltd. engages in the provision of consumer credit and finance services. It operates through the following segments: Credit Service, Lease, Finance, Real Estate-related, and Entertainment. The Credit Service segment covers businesses related to credit card shopping, cash advance, smartphone settlement, and servicing (loan collection agency). The Lease segment rents out office equipment. The Finance segment deals with credit guarantee and financing. The Real Estate-related segment handles real estate management and leasing business. The Entertainment segment offers amusement business focusing on recreation or game halls. The company was founded on May 1, 1951 and is headquartered in Tokyo, Japan.
Financial Highlights
Mar 2020
JPY USD Revenue 397,109M 3,652.39M Gross Profit 284,286M 2,614.70M Operating income 65,319M 600.76M Income before tax 27,458M 252.54M Net income 22,863M 210.28M EBITDA 102,538M 943.08M Diluted EPS 142.57 1.31 Dividends Per Share 45 0.41 Total Assets 3,357.22B 31,098.41M Total liabilities 2,871.75B 26,601.38M Total equity 484,670M 4,489.55M Operating cash flow -161,032M -1,481.08M Currency in JPY Currency in USD
Historical Data Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Revenue
345,762M
351,101M
366,864M
371,839M
397,109M
Gross Profit
261,760M
272,249M
287,918M
281,722M
284,286M
Operating income
37,623M
32,169M
79,477M
74,096M
65,319M
Income before tax
48,508M
62,207M
52,850M
45,763M
27,458M
Net income
26,163M
42,253M
38,445M
30,516M
22,863M
EBITDA
57,567M
50,625M
100,109M
105,827M
102,538M
Diluted EPS
147.37
255.28
235.38
186.84
142.57
Dividends Per Share
35
35
35
45
45
Total Assets
2,550.99B
2,720.05B
2,946.97B
3,212.46B
3,357.22B
Total liabilities
2,131.99B
2,273.16B
2,456.12B
2,720.71B
2,871.75B
Total equity
418,716M
445,064M
488,883M
490,998M
484,670M
Operating cash flow
-97,037M
-98,660M
-36,679M
-190,887M
-161,032M
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Revenue
2,879.32M
3,242.30M
3,310.07M
3,353.08M
3,652.39M
Gross Profit
2,179.80M
2,514.13M
2,597.77M
2,540.44M
2,614.70M
Operating income
313.30M
297.07M
717.09M
668.16M
600.76M
Income before tax
403.94M
574.46M
476.84M
412.67M
252.54M
Net income
217.87M
390.19M
346.87M
275.18M
210.28M
EBITDA
479.38M
467.50M
903.24M
954.30M
943.08M
Diluted EPS
1.22
2.35
2.12
1.68
1.31
Dividends Per Share
0.29
0.32
0.31
0.40
0.41
Total Assets
22,696.64M
24,410.40M
27,710.17M
29,023.49M
31,098.41M
Total liabilities
18,968.80M
20,399.94M
23,094.73M
24,580.73M
26,601.38M
Total equity
3,725.39M
3,994.11M
4,596.92M
4,435.99M
4,489.55M
Operating cash flow
-808.07M
-911.09M
-330.94M
-1,721.33M
-1,481.08M
Valuation Measures
Mar 2020
PER 8.75 ROA 0.69% ROE 4.68% Operating margin 16.44% Profit margin 5.75%
Key executives
Chairman & Chief Executive Officer:
Hiroshi Rinno
President, COO & Representative Director:
Masahiro Yamashita
Director & Chief Technology Officer:
Kazutoshi Ono
Representative Director, VP & Head-IT Strategy:
Naoki Takahashi
MD & Manager-Sales Promotion Business:
Yoshiaki Miura Shareholders
Credit Saison Co., Ltd. (15.6%)
Nomura Asset Management Co., Ltd. (8.6%)
Eastspring Investments (Singapore) Ltd. (4.4%)
Nikko Asset Management Co., Ltd. (4.3%)
Sompo Asset Management Co., Ltd. (4.3%)
Daiwa Securities Group Inc. (4.3%)
Daiwa Asset Management Co. Ltd. (3.7%)
Asset Management One Co., Ltd. (3.4%)
The Vanguard Group, Inc. (2.3%)
Sumitomo Mitsui Trust Asset Management Co., Ltd. (2.2%)
Contact Details Website: http://www.saisoncard.co.jp Address:
Sunshine 60 Building, 52/F,
3-1-1 Higashi-Ikebukuro,
Tokyo,
170-6073,
Japan
Phone:
+81.3.3988.2111
Related Companies
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Credit Saison Corporation (Shanghai) Ltd.
CASALAGO Co., Ltd.
Credit Saison Restricted Stock Compensation Plan
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Saison Ventures KK
Credit Saison Co. Ltd. (Vietnam)
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Vietnam Saison Consulting Co. Ltd.
Credit Saison Asia Pacific Pte Ltd.
Shizugin Saison Card Co., Ltd.
Atrium Realty Co., Ltd.
Resona Card Co., Ltd. /UC Credit Card Business/
AIC Co. Ltd.
Autopia Seiyo Ltd.
Atrium Servicing Co. Ltd.
Air Corp.
Concerto, Inc.
JPN Holdings Company, Limited
Qubitous Co., Ltd.
Lawson CS Card KK
Saison Asset Management Co. Ltd.
Credit Saison Lease Receivables Trust
Atrium Co., Ltd.
Saison Fundex Corp.
Saison Direct Marketing Co., Ltd.
Mizuho Financial Group, Inc. /Credit Card Issuance/
Copyright © 2020 FactSet Research Systems Inc. All rights reserved.
Last Updated on 4 Dec, 2020
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