Finance

Credit Saison Co., Ltd.

In the news

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Daiwa to buy up to 5% of Credit Saison with eye to millennials Sep 6, 2019
Japanese startups race to launch paying by fingerprint Feb 8, 2018
Credit card payments top 50tn yen in Japan Apr 14, 2017

See more articles on Credit Saison Co., Ltd.

Business Summary

Credit Saison Co., Ltd. engages in the provision of consumer credit and finance services. It operates through the following segments: Credit Service, Lease, Finance, Real Estate-related, and Entertainment. The Credit Service segment covers businesses related to credit card shopping, cash advance, smartphone settlement, and servicing (loan collection agency). The Lease segment rents out office equipment. The Finance segment deals with credit guarantee and financing. The Real Estate-related segment handles real estate management and leasing business. The Entertainment segment offers amusement business focusing on recreation or game halls. The company was founded on May 1, 1951 and is headquartered in Tokyo, Japan.

Financial Highlights

Mar 2021	JPY	USD
Revenue	325,378M	3,067.94M
Gross Profit	254,837M	2,402.82M
Operating income	85,847M	809.43M
Income before tax	45,796M	431.80M
Net income	36,133M	340.69M
EBITDA	113,187M	1,067.22M
Diluted EPS	231.01	2.17
Dividends Per Share	45	0.42
Total Assets	3,409.24B	30,852.91M
Total liabilities	2,877.19B	26,037.91M
Total equity	530,971M	4,805.16M
Operating cash flow	-6,296M	-59.36M
	Currency in JPY	Currency in USD

Historical Data

JPY | USD

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021
Revenue	351,101M	366,864M	371,839M	397,109M	325,378M
Gross Profit	272,249M	287,918M	281,722M	284,286M	254,837M
Operating income	32,169M	79,477M	74,096M	75,123M	85,847M
Income before tax	62,207M	52,850M	45,763M	27,458M	45,796M
Net income	42,253M	38,445M	30,516M	22,863M	36,133M
EBITDA	50,625M	100,109M	105,827M	102,538M	113,187M
Diluted EPS	255.28	235.38	186.84	142.57	231.01
Dividends Per Share	35	35	45	45	45
Total Assets	2,720.05B	2,946.97B	3,212.46B	3,357.22B	3,409.24B
Total liabilities	2,273.16B	2,456.12B	2,720.71B	2,871.75B	2,877.19B
Total equity	445,064M	488,883M	490,998M	484,670M	530,971M
Operating cash flow	-98,660M	-36,679M	-190,887M	-161,032M	-6,296M

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021
Revenue	3,242.30M	3,310.07M	3,353.08M	3,652.39M	3,067.94M
Gross Profit	2,514.13M	2,597.77M	2,540.44M	2,614.70M	2,402.82M
Operating income	297.07M	717.09M	668.16M	690.94M	809.43M
Income before tax	574.46M	476.84M	412.67M	252.54M	431.80M
Net income	390.19M	346.87M	275.18M	210.28M	340.69M
EBITDA	467.50M	903.24M	954.30M	943.08M	1,067.22M
Diluted EPS	2.35	2.12	1.68	1.31	2.17
Dividends Per Share	0.32	0.31	0.40	0.41	0.42
Total Assets	24,410.40M	27,710.17M	29,023.49M	31,098.41M	30,852.91M
Total liabilities	20,399.94M	23,094.73M	24,580.73M	26,601.38M	26,037.91M
Total equity	3,994.11M	4,596.92M	4,435.99M	4,489.55M	4,805.16M
Operating cash flow	-911.09M	-330.94M	-1,721.33M	-1,481.08M	-59.36M

Valuation Measures

Mar 2021
PER	5.74
ROA	1.06%
ROE	7.11%
Operating margin	26.38%
Profit margin	11.10%

Key executives

Chairman & Chief Executive Officer: Hiroshi Rinno
Executive President, COO & Representative Director: Katsumi Mizuno
Chief Financial Officer & Head-Accounting: Shingo Baba
Chief Technology & Information Officer: Kazutoshi Ono
Representative Director, EVP & Head-Audit: Naoki Takahashi

Shareholders

Credit Saison Co., Ltd. (15.6%)
Nomura Asset Management Co., Ltd. (8.6%)
Office Support KK (5.0%)
M&G Investment Management Ltd. (5.0%)
Sompo Asset Management Co., Ltd. (4.9%)
Daiwa Securities Group, Inc. (4.3%)
Nikko Asset Management Co., Ltd. (4.1%)
Daiwa Asset Management Co. Ltd. (3.5%)
Eastspring Investments (Singapore) Ltd. (2.7%)
Sumitomo Mitsui Trust Asset Management Co., Ltd. (2.4%)

Contact Details

Website:http://www.saisoncard.co.jp
Address: Sunshine 60 Building, 52/F, 3-1-1 Higashi-Ikebukuro, Tokyo, 170-6073, Japan
Phone: +81.3.3988.2111

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Competitors

Last Updated on 18 May, 2022