Finance

Credit Saison Co., Ltd.

In the news

Grab lets Southeast Asians shop globally with Mastercard deal Dec 5, 2019
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Daiwa to buy up to 5% of Credit Saison with eye to millennials Sep 6, 2019
Japanese startups race to launch paying by fingerprint Feb 8, 2018
Credit card payments top 50tn yen in Japan Apr 14, 2017

See more articles on Credit Saison Co., Ltd.

Business Summary

Credit Saison Co., Ltd. engages in the provision of consumer credit and finance services. It operates through the following segments: Credit Service, Lease, Finance, Real Estate-related, and Entertainment. The Credit Service segment covers businesses related to credit card shopping, cash advance, smartphone settlement, and servicing (loan collection agency). The Lease segment rents out office equipment. The Finance segment deals with credit guarantee and financing. The Real Estate-related segment handles real estate management and leasing business. The Entertainment segment offers amusement business focusing on recreation or game halls. The company was founded on May 1, 1951 and is headquartered in Tokyo, Japan.

Financial Highlights

Mar 2022	JPY	USD
Revenue	362,952M	3,229.89M
Gross Profit	269,952M	2,402.29M
Operating income	78,058M	694.63M
Income before tax	44,564M	396.57M
Net income	35,375M	314.80M
EBITDA	106,122M	944.37M
Diluted EPS	226.13	2.01
Dividends Per Share	55	0.48
Total Assets	3,610.77B	29,748.94M
Total liabilities	3,042.69B	25,068.58M
Total equity	562,387M	4,633.46M
Operating cash flow	-65,157M	-579.82M
	Currency in JPY	Currency in USD

Historical Data

JPY | USD

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Revenue	366,864M	371,839M	397,109M	325,378M	362,952M
Gross Profit	287,918M	281,722M	284,286M	254,837M	269,952M
Operating income	79,477M	74,096M	75,123M	85,847M	78,058M
Income before tax	52,850M	45,763M	27,458M	45,796M	44,564M
Net income	38,445M	30,516M	22,863M	36,133M	35,375M
EBITDA	100,109M	105,827M	102,538M	113,187M	106,122M
Diluted EPS	235.38	186.84	142.57	231.01	226.13
Dividends Per Share	35	45	45	45	55
Total Assets	2,946.97B	3,212.46B	3,357.22B	3,409.24B	3,610.77B
Total liabilities	2,456.12B	2,720.71B	2,871.75B	2,877.19B	3,042.69B
Total equity	488,883M	490,998M	484,670M	530,971M	562,387M
Operating cash flow	-36,679M	-190,887M	-161,032M	-6,296M	-65,157M

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Revenue	3,310.07M	3,353.08M	3,652.39M	3,067.94M	3,229.89M
Gross Profit	2,597.77M	2,540.44M	2,614.70M	2,402.82M	2,402.29M
Operating income	717.09M	668.16M	690.94M	809.43M	694.63M
Income before tax	476.84M	412.67M	252.54M	431.80M	396.57M
Net income	346.87M	275.18M	210.28M	340.69M	314.80M
EBITDA	903.24M	954.30M	943.08M	1,067.22M	944.37M
Diluted EPS	2.12	1.68	1.31	2.17	2.01
Dividends Per Share	0.31	0.40	0.41	0.42	0.48
Total Assets	27,710.17M	29,023.49M	31,098.41M	30,852.91M	29,748.94M
Total liabilities	23,094.73M	24,580.73M	26,601.38M	26,037.91M	25,068.58M
Total equity	4,596.92M	4,435.99M	4,489.55M	4,805.16M	4,633.46M
Operating cash flow	-330.94M	-1,721.33M	-1,481.08M	-59.36M	-579.82M

Valuation Measures

Mar 2022
PER	5.75
ROA	1.00%
ROE	6.47%
Operating margin	21.50%
Profit margin	9.74%

Key executives

Chairman & Chief Executive Officer: Hiroshi Rinno
Executive President, COO & Representative Director: Katsumi Mizuno
Chief Financial Officer & Head-Accounting: Shingo Baba
Chief Technology & Information Officer: Kazutoshi Ono
Representative Director, EVP & Head-Audit: Naoki Takahashi

Shareholders

Credit Saison Co., Ltd. (15.6%)
Nomura Asset Management Co., Ltd. (7.7%)
Office Support KK (5.0%)
M&G Investment Management Ltd. (5.0%)
Daiwa Securities Group, Inc. (4.3%)
Nikko Asset Management Co., Ltd. (4.1%)
Sompo Asset Management Co., Ltd. (3.6%)
Daiwa Asset Management Co. Ltd. (3.4%)
Eastspring Investments (Singapore) Ltd. (2.7%)
Sumitomo Mitsui Trust Asset Management Co., Ltd. (2.4%)

Contact Details

Website:http://www.saisoncard.co.jp
Address: Sunshine 60 Building, 52/F, 3-1-1 Higashi-Ikebukuro, Tokyo, 170-6073, Japan
Phone: +81.3.3988.2111

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Competitors

Last Updated on 30 Sep, 2022