Finance Credit Saison Co., Ltd. Business Summary
Credit Saison Co., Ltd. engages in the provision of consumer credit and finance services. It operates through the following segments: Credit Service, Lease, Finance, Real Estate-related, and Entertainment. The Credit Service segment covers businesses related to credit card shopping, cash advance, smartphone settlement, and servicing (loan collection agency). The Lease segment rents out office equipment. The Finance segment deals with credit guarantee and financing. The Real Estate-related segment handles real estate management and leasing business. The Entertainment segment offers amusement business focusing on recreation or game halls. The company was founded on May 1, 1951 and is headquartered in Tokyo, Japan.
Financial Highlights
Mar 2021
JPY USD Revenue 325,378M 3,067.94M Gross Profit 254,837M 2,402.82M Operating income 85,847M 809.43M Income before tax 45,796M 431.80M Net income 36,133M 340.69M EBITDA 113,187M 1,067.22M Diluted EPS 231.01 2.17 Dividends Per Share 45 0.42 Total Assets 3,409.24B 30,852.91M Total liabilities 2,877.19B 26,037.91M Total equity 530,971M 4,805.16M Operating cash flow -6,296M -59.36M Currency in JPY Currency in USD
Historical Data Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Revenue
351,101M
366,864M
371,839M
397,109M
325,378M
Gross Profit
272,249M
287,918M
281,722M
284,286M
254,837M
Operating income
32,169M
79,477M
74,096M
75,123M
85,847M
Income before tax
62,207M
52,850M
45,763M
27,458M
45,796M
Net income
42,253M
38,445M
30,516M
22,863M
36,133M
EBITDA
50,625M
100,109M
105,827M
102,538M
113,187M
Diluted EPS
255.28
235.38
186.84
142.57
231.01
Dividends Per Share
35
35
45
45
45
Total Assets
2,720.05B
2,946.97B
3,212.46B
3,357.22B
3,409.24B
Total liabilities
2,273.16B
2,456.12B
2,720.71B
2,871.75B
2,877.19B
Total equity
445,064M
488,883M
490,998M
484,670M
530,971M
Operating cash flow
-98,660M
-36,679M
-190,887M
-161,032M
-6,296M
Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Revenue
3,242.30M
3,310.07M
3,353.08M
3,652.39M
3,067.94M
Gross Profit
2,514.13M
2,597.77M
2,540.44M
2,614.70M
2,402.82M
Operating income
297.07M
717.09M
668.16M
690.94M
809.43M
Income before tax
574.46M
476.84M
412.67M
252.54M
431.80M
Net income
390.19M
346.87M
275.18M
210.28M
340.69M
EBITDA
467.50M
903.24M
954.30M
943.08M
1,067.22M
Diluted EPS
2.35
2.12
1.68
1.31
2.17
Dividends Per Share
0.32
0.31
0.40
0.41
0.42
Total Assets
24,410.40M
27,710.17M
29,023.49M
31,098.41M
30,852.91M
Total liabilities
20,399.94M
23,094.73M
24,580.73M
26,601.38M
26,037.91M
Total equity
3,994.11M
4,596.92M
4,435.99M
4,489.55M
4,805.16M
Operating cash flow
-911.09M
-330.94M
-1,721.33M
-1,481.08M
-59.36M
Valuation Measures
Mar 2021
PER 5.74 ROA 1.06% ROE 7.11% Operating margin 26.38% Profit margin 11.10%
Key executives
Chairman & Chief Executive Officer:
Hiroshi Rinno
Executive President, COO & Representative Director:
Katsumi Mizuno
Chief Financial Officer & Head-Accounting:
Shingo Baba
Chief Technology & Information Officer:
Kazutoshi Ono
Representative Director, EVP & Head-Audit:
Naoki Takahashi Shareholders
Credit Saison Co., Ltd. (15.6%)
Nomura Asset Management Co., Ltd. (8.6%)
Sompo Asset Management Co., Ltd. (4.9%)
Nikko Asset Management Co., Ltd. (4.3%)
Daiwa Securities Group Inc. (4.3%)
Daiwa Asset Management Co. Ltd. (3.7%)
Eastspring Investments (Singapore) Ltd. (2.6%)
Mitsubishi UFJ Kokusai Asset Management Co., Ltd. (2.5%)
Sumitomo Mitsui Trust Asset Management Co., Ltd. (2.2%)
APG Asset Management NV (2.2%)
Contact Details Website: http://www.saisoncard.co.jp Address:
Sunshine 60 Building, 52/F,
3-1-1 Higashi-Ikebukuro,
Tokyo,
170-6073,
Japan
Phone:
+81.3.3988.2111
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Last Updated on 15 Oct, 2021
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