Finance
Credit Saison Co., Ltd.
In the news
- Grab lets Southeast Asians shop globally with Mastercard deal Dec 5, 2019
- Dutch bank FMO weighs $40m in funding for Vietnam's HDBank Dec 4, 2019
- Daiwa to buy up to 5% of Credit Saison with eye to millennials Sep 6, 2019
- Japanese startups race to launch paying by fingerprint Feb 8, 2018
- Credit card payments top 50tn yen in Japan Apr 14, 2017 See more articles on Credit Saison Co., Ltd.
Business Summary
Credit Saison Co., Ltd. engages in the provision of consumer credit and finance services. It operates through the following segments: Credit Service, Lease, Finance, Real Estate-related, and Entertainment. The Credit Service segment covers businesses related to credit card shopping, cash advance, smartphone settlement, and servicing (loan collection agency). The Lease segment rents out office equipment. The Finance segment deals with credit guarantee and financing. The Real Estate-related segment handles real estate management and leasing business. The Entertainment segment offers amusement business focusing on recreation or game halls. The company was founded on May 1, 1951 and is headquartered in Tokyo, Japan.
Financial Highlights
| Mar 2019 | JPY | USD |
| Revenue | 371,839M | 3,353.08M |
| Gross Profit | 281,722M | 2,540.44M |
| Operating income | 74,096M | 668.16M |
| Income before tax | 45,763M | 412.67M |
| Net income | 30,516M | 275.18M |
| EBITDA | 105,827M | 954.30M |
| Diluted EPS | 186.84 | 1.68 |
| Dividends Per Share | 45 | 0.40 |
| Total Assets | 3,212.46B | 29,023.49M |
| Total liabilities | 2,720.71B | 24,580.73M |
| Total equity | 490,998M | 4,435.99M |
| Operating cash flow | -190,887M | -1,721.33M |
| Currency in JPY | Currency in USD |
Historical Data
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
| Revenue | 335,846M | 345,762M | 351,101M | 366,864M | 371,839M |
| Gross Profit | 249,864M | 262,290M | 272,249M | 287,918M | 281,722M |
| Operating income | 40,523M | 37,623M | 32,169M | 79,477M | 74,096M |
| Income before tax | 34,231M | 48,508M | 62,207M | 52,850M | 45,763M |
| Net income | 12,628M | 26,163M | 42,253M | 38,445M | 30,516M |
| EBITDA | 63,177M | 56,524M | 50,625M | 100,109M | 105,827M |
| Diluted EPS | 68.76 | 147.37 | 255.28 | 235.38 | 186.84 |
| Dividends Per Share | 30 | 35 | 35 | 35 | 45 |
| Total Assets | 2,373.29B | 2,550.99B | 2,720.05B | 2,946.97B | 3,212.46B |
| Total liabilities | 1,926.21B | 2,131.99B | 2,273.16B | 2,456.12B | 2,720.71B |
| Total equity | 445,127M | 418,716M | 445,064M | 488,883M | 490,998M |
| Operating cash flow | -79,720M | -97,037M | -98,660M | -36,679M | -190,887M |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
| Revenue | 3,057.13M | 2,879.32M | 3,242.30M | 3,310.07M | 3,353.08M |
| Gross Profit | 2,274.45M | 2,184.21M | 2,514.13M | 2,597.77M | 2,540.44M |
| Operating income | 368.87M | 313.30M | 297.07M | 717.09M | 668.16M |
| Income before tax | 311.59M | 403.94M | 574.46M | 476.84M | 412.67M |
| Net income | 114.94M | 217.87M | 390.19M | 346.87M | 275.18M |
| EBITDA | 575.08M | 470.70M | 467.50M | 903.24M | 954.30M |
| Diluted EPS | 0.62 | 1.22 | 2.35 | 2.12 | 1.68 |
| Dividends Per Share | 0.27 | 0.29 | 0.32 | 0.31 | 0.40 |
| Total Assets | 19,789.85M | 22,696.64M | 24,410.40M | 27,710.17M | 29,023.49M |
| Total liabilities | 16,061.81M | 18,968.80M | 20,399.94M | 23,094.73M | 24,580.73M |
| Total equity | 3,711.71M | 3,725.39M | 3,994.11M | 4,596.92M | 4,435.99M |
| Operating cash flow | -725.67M | -808.07M | -911.09M | -330.94M | -1,721.33M |
Valuation Measures
| Mar 2019 | |
| PER | 7.82 |
| ROA | 0.99% |
| ROE | 6.22% |
| Operating margin | 19.92% |
| Profit margin | 8.20% |
Key executives
- Chairman & Chief Executive Officer: Hiroshi Rinno
- President, COO & Representative Director: Masahiro Yamashita
- Director & Chief Technology Officer: Kazutoshi Ono
- Representative Director, VP & Head-IT Strategy: Naoki Takahashi
- MD & Manager-Sales Promotion Business: Yoshiaki Miura
Shareholders
- Credit Saison Co., Ltd. (14.7%)
- Nomura Asset Management Co., Ltd. (8.9%)
- Eastspring Investments (Singapore) Ltd. (8.7%)
- Nikko Asset Management Co., Ltd. (5.4%)
- Sompo Japan Nipponkoa Asset Management Co., Ltd. (4.8%)
- Daiwa Asset Management Co. Ltd. (3.6%)
- Asset Management One Co., Ltd. (3.4%)
- BlackRock Fund Advisors (2.6%)
- Daiwa Securities Group Inc. (2.4%)
- The Vanguard Group, Inc. (2.3%)
Contact Details
- Website:http://www.saisoncard.co.jp
- Address: Sunshine 60 Building, 52/F, 3-1-1 Higashi-Ikebukuro, Tokyo, 170-6073, Japan
- Phone: +81.3.3988.2111
Related Companies
- Saison Capital Pte Ltd.
- Omnibus KK
- Saison Ventures KK
- Credit Saison Co. Ltd. (Vietnam)
- Saison Business Consulting Co. Ltd.
- Vietnam Saison Consulting Co. Ltd.
- Credit Saison Asia Pacific Pte Ltd.
- Shizugin Saison Card Co., Ltd.
- Atrium Realty Co., Ltd.
- Resona Card Co., Ltd. /UC Credit Card Business/
- AIC Co. Ltd.
- Autopia Seiyo Ltd.
- Atrium Servicing Co. Ltd.
- Concerto, Inc.
- JPN Holdings Company, Limited
- Qubitous Co., Ltd.
- Lawson CS Card KK
- Saison Asset Management Co. Ltd.
- Credit Saison Lease Receivables Trust
- Atrium Co., Ltd.
- Saison Fundex Corp.
- Saison Direct Marketing Co., Ltd.
- UC Card Co., Ltd.
- Mizuho Financial Group, Inc. /Credit Card Issuance/
- Vivre International, Inc.
Competitors
Copyright © 2019 FactSet Research Systems Inc. All rights reserved.
Last Updated on 6 Dec, 2019