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Finance

HDFC Bank Ltd.

Business Summary

HDFC Bank Ltd. engages in the provision of banking and financial services, including commercial banking and treasury operations. The firm also provides financial services to upper and middle income individuals and corporations in India. It operates through the following segments: Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations. The Treasury segment consists of bank's investment portfolio, money market borrowing and lending, investment operations and trading in foreign exchange and derivative contracts. The Retail Banking segment provides loans and other services to customers through a branch network and other delivery channels. The Wholesale Banking segment provides loans, non-fund facilities and transaction services to large corporates, emerging corporates, public sector units, government bodies, financial institutions, and medium scale enterprises. The Other Banking Business segment includes income from para banking activities such as credit cards, debit cards, third party product distribution, primary dealership business, and the associated costs. The company was founded by Aditya Tapishwar Puri in August 1994 and is headquartered in Mumbai, India.

Financial Highlights

Mar 2020 INRUSD
Revenue1,477.44B20,836.66M
Gross Profit----
Operating income381,764.40M5,384.09M
Income before tax381,948.55M5,386.68M
Net income272,539.50M3,843.67M
EBITDA----
Diluted EPS49.460.69
Dividends Per Share----
Total Assets15,808.30B208,962.89M
Total liabilities14,038.95B185,574.60M
Total equity1,763.58B23,312.06M
Operating cash flow459,969.13M6,487.02M
Currency in INRCurrency in USD

Historical Data

 Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020
Revenue 743,907.02M 861,418.54M 1,015.02B 1,241.16B 1,477.44B
Gross Profit -- -- -- -- --
Operating income 195,111.03M 233,671.45M 284,959.04M 343,166.67M 381,764.40M
Income before tax 195,109.85M 233,655.22M 284,639.21M 343,181.62M 381,948.55M
Net income 128,013.31M 152,530.25M 185,100.24M 223,324.30M 272,539.50M
EBITDA -- -- -- -- --
Diluted EPS 25.12 29.58 35.37 41.25 49.46
Dividends Per Share 4.75 5.50 6.50 7.50 --
Total Assets 7,623.06B 8,924.62B 11,032.32B 12,928.05B 15,808.30B
Total liabilities 6,878.22B 8,003.77B 9,932.77B 11,386.31B 14,038.95B
Total equity 743,041.24M 917,939.48M 1,095.99B 1,536.72B 1,763.58B
Operating cash flow 156,922.53M 392,369.03M 205,099.06M 285,385.83M 459,969.13M
 Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020
Revenue 11,362.41M 12,846.05M 15,745.13M 17,745.50M 20,836.66M
Gross Profit -- -- -- -- --
Operating income 2,980.12M 3,484.66M 4,420.29M 4,906.39M 5,384.09M
Income before tax 2,980.10M 3,484.42M 4,415.33M 4,906.61M 5,386.68M
Net income 1,955.27M 2,274.63M 2,871.28M 3,192.96M 3,843.67M
EBITDA -- -- -- -- --
Diluted EPS 0.38 0.44 0.54 0.58 0.69
Dividends Per Share 0.07 0.08 0.10 0.10 --
Total Assets 115,112.95M 137,439.39M 169,151.19M 186,619.36M 208,962.89M
Total liabilities 103,865.31M 123,258.22M 152,292.47M 164,363.94M 185,574.60M
Total equity 11,220.37M 14,136.28M 16,804.09M 22,182.98M 23,312.06M
Operating cash flow 2,396.83M 5,851.27M 3,181.50M 4,080.28M 6,487.02M

Valuation Measures

Mar 2020
PER17.29
ROA1.89%
ROE16.51%
Operating margin25.83%
Profit margin18.44%

Key executives

  • Managing Director & Executive Director: Aditya Tapishwar Puri
  • Chief Financial Officer: Srinivasan Vaidyanathan
  • Secretary, Compliance Officer & SVP-Legal: Santosh Haldankar
  • Executive Vice President: Ravi Santhanam
  • Chief Risk Officer: Jimmy Minocher Tata

Shareholders

  • Housing Development Finance Corp. Ltd. (21.2%)
  • Capital Research & Management Co. (World Investors) (3.3%)
  • SBI Funds Management Pvt Ltd. (2.9%)
  • Life Insurance Corp of India (2.8%)
  • Capital Research & Management Co. (Global Investors) (1.8%)
  • ICICI Prudential Asset Management Co. Ltd. (1.1%)
  • ICICI Prudential Life Insurance Co. Ltd. (Invt Port) (0.9%)
  • UTI Asset Management Co. Ltd. (Investment Management) (0.9%)
  • Nippon Life India Asset Management Ltd. (Invt Mgmt) (0.9%)
  • HDFC Asset Management Co. Ltd. (Invt Mgmt) (0.8%)

Contact Details

  • Website:http://www.hdfcbank.com
  • Address: HDFC Bank House, Senapati Bapat Marg, Mumbai, 400013, India
  • Phone: +91.22.66521000

Related Companies

  • City Co-Operative Bank Ltd., Shimoga
  • Bijnor Urban Co-operative Bank
  • Siddhi Co-Operative Bank Ltd.
  • HDFC Bank Ltd. (Dubai)
  • PAMAC Finserve Pvt Ltd.
  • HDFC Bank Ltd. (Hong Kong Branch)
  • HDFC Bank Ltd. (Bahrain Branch)
  • HDB Financial Services Ltd.
  • HDFC Securities Limited
  • Centurion Bank of Punjab

Competitors

  • Ebix, Inc.
Last Updated on 5 Aug, 2020

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