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Finance

HDFC Bank Ltd.

Business Summary

HDFC Bank Ltd. engages in the provision of banking and financial services, including commercial banking and treasury operations. The firm also provides financial services to upper and middle income individuals and corporations in India. It operates through the following segments: Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations. The Treasury segment consists of bank's investment portfolio, money market borrowing and lending, investment operations and trading in foreign exchange and derivative contracts. The Retail Banking segment provides loans and other services to customers through a branch network and other delivery channels. The Wholesale Banking segment provides loans, non-fund facilities and transaction services to large corporates, emerging corporates, public sector units, government bodies, financial institutions, and medium scale enterprises. The Other Banking Business segment includes income from para banking activities such as credit cards, debit cards, third party product distribution, primary dealership business, and the associated costs. The company was founded by Aditya Tapishwar Puri in August 1994 and is headquartered in Mumbai, India.

Financial Highlights

Mar 2019 INRUSD
Revenue1,241.16B17,745.50M
Gross Profit----
Operating income343,166.67M4,906.39M
Income before tax343,181.62M4,906.61M
Net income223,324.30M3,192.96M
EBITDA----
Diluted EPS41.250.58
Dividends Per Share7.500.10
Total Assets12,928.05B186,619.36M
Total liabilities11,386.31B164,363.94M
Total equity1,536.72B22,182.98M
Operating cash flow285,385.83M4,080.28M
Currency in INRCurrency in USD

Historical Data

 Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Revenue 601,454.19M 743,907.02M 861,418.54M 1,015.02B 1,241.16B
Gross Profit -- -- -- -- --
Operating income 160,683.22M 195,111.03M 233,671.45M 284,959.04M 343,166.67M
Income before tax 160,794.50M 195,109.85M 233,655.22M 284,639.21M 343,181.62M
Net income 106,888.91M 128,013.31M 152,530.25M 185,100.24M 223,324.30M
EBITDA -- -- -- -- --
Diluted EPS 21.80 25.12 29.58 35.37 41.25
Dividends Per Share 4 4.75 5.50 6.50 7.50
Total Assets 6,071.68B 7,623.06B 8,924.62B 11,032.32B 12,928.05B
Total liabilities 5,438.53B 6,878.22B 8,003.77B 9,932.77B 11,386.31B
Total equity 631,540.65M 743,041.24M 917,939.48M 1,095.99B 1,536.72B
Operating cash flow 105,911.25M 156,922.53M 392,369.03M 205,099.06M 285,385.83M
 Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Revenue 9,836.77M 11,362.41M 12,846.05M 15,745.13M 17,745.50M
Gross Profit -- -- -- -- --
Operating income 2,627.97M 2,980.12M 3,484.66M 4,420.29M 4,906.39M
Income before tax 2,629.79M 2,980.10M 3,484.42M 4,415.33M 4,906.61M
Net income 1,748.16M 1,955.27M 2,274.63M 2,871.28M 3,192.96M
EBITDA -- -- -- -- --
Diluted EPS 0.35 0.38 0.44 0.54 0.58
Dividends Per Share 0.06 0.07 0.08 0.10 0.10
Total Assets 97,020.88M 115,112.95M 137,439.39M 169,151.19M 186,619.36M
Total liabilities 86,903.53M 103,865.31M 123,258.22M 152,292.47M 164,363.94M
Total equity 10,091.53M 11,220.37M 14,136.28M 16,804.09M 22,182.98M
Operating cash flow 1,732.17M 2,396.83M 5,851.27M 3,181.50M 4,080.28M

Valuation Measures

Mar 2019
PER27.79
ROA1.86%
ROE16.96%
Operating margin27.64%
Profit margin17.99%

Key executives

  • Managing Director & Executive Director: Aditya Tapishwar Puri
  • Director & Group Head-Operations: Bhavesh Zaveri
  • Chief Financial Officer: Srinivasan Vaidyanathan
  • Chief Information Officer: Munish Mittal
  • Secretary, Compliance Officer & VP-Legal: Santosh Haldankar

Shareholders

  • Housing Development Finance Corp. Ltd. (21.2%)
  • Capital Research & Management Co. (World Investors) (4.4%)
  • SBI Funds Management Pvt Ltd. (2.8%)
  • Capital Research & Management Co. (Global Investors) (2.2%)
  • Life Insurance Corp of India (2.2%)
  • GIC Pte Ltd. (Investment Management) (1.0%)
  • HDFC Asset Management Co. Ltd. (Invt Mgmt) (1.0%)
  • Nomura Asset Management Singapore Ltd. (0.9%)
  • Reliance Nippon Life Asset Management Ltd. (Invt Mgmt) (0.9%)
  • ICICI Prudential Asset Management Co. Ltd. (0.8%)

Contact Details

  • Website:http://www.hdfcbank.com
  • Address: HDFC Bank House, Senapati Bapat Marg, Mumbai, 400013, India
  • Phone: +91.22.66521000

Related Companies

  • HDFC Bank Ltd. (Dubai)
  • PAMAC Finserve Pvt Ltd.
  • Hdfc Pension Management Co. Ltd.
  • HDFC Bank Ltd. (Hong Kong Branch)
  • HDFC Bank Ltd. (Bahrain Branch)
  • HDB Financial Services Ltd.
  • HDFC Securities Limited
  • Centurion Bank of Punjab

Competitors

  • Piramal Enterprises Ltd.
Last Updated on 23 Jan, 2020

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