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Finance

HDFC Bank Ltd.

Business Summary

HDFC Bank Ltd. engages in the provision of banking and financial services, including commercial banking and treasury operations. The firm also provides financial services to upper and middle income individuals and corporations in India. It operates through the following segments: Treasury, Retail Banking, Wholesale Banking and Other Banking Operations. The Treasury segment consists of bank's investment portfolio, money market borrowing and lending, investment operations and trading in foreign exchange and derivative contracts. The Retail Banking segment provides loans and other services to customers through a branch network and other delivery channels. The Wholesale Banking segment provides loans, non-fund facilities and transaction services to large corporates, emerging corporates, public sector units, government bodies, financial institutions, and medium scale enterprises. The Other Banking Business segment includes income from para banking activities such as credit cards, debit cards, third party product distribution, primary dealership business, and the associated costs. The company was founded by Aditya Tapishwar Puri in August 1994 and is headquartered in Mumbai, India.

Financial Highlights

Mar 2021 INRUSD
Revenue1,573.24B21,192.69M
Gross Profit----
Operating income427,322.53M5,756.34M
Income before tax427,961.48M5,764.95M
Net income318,332.09M4,288.16M
EBITDA----
Diluted EPS57.610.77
Dividends Per Share6.500.08
Total Assets17,995.06B246,124.25M
Total liabilities15,890.63B217,341.30M
Total equity2,098.10B28,696.40M
Operating cash flow608,004.22M8,190.26M
Currency in INRCurrency in USD

Historical Data

 Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021
Revenue 861,418.54M 1,015.02B 1,241.16B 1,477.44B 1,573.24B
Gross Profit -- -- -- -- --
Operating income 233,671.45M 284,959.04M 343,166.67M 381,764.40M 427,322.53M
Income before tax 233,655.22M 284,639.21M 343,181.62M 381,948.55M 427,961.48M
Net income 152,530.25M 185,100.24M 223,324.30M 272,539.50M 318,332.09M
EBITDA -- -- -- -- --
Diluted EPS 29.58 35.37 41.25 49.46 57.61
Dividends Per Share 5.50 6.50 7.50 0 6.50
Total Assets 8,924.62B 11,032.32B 12,928.05B 15,808.30B 17,995.06B
Total liabilities 8,003.77B 9,932.77B 11,386.31B 14,038.95B 15,890.63B
Total equity 917,939.48M 1,095.99B 1,536.72B 1,763.58B 2,098.10B
Operating cash flow 392,369.03M 205,099.06M 285,385.83M 459,969.13M 608,004.22M
 Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021
Revenue 12,846.05M 15,745.13M 17,745.50M 20,836.66M 21,192.69M
Gross Profit -- -- -- -- --
Operating income 3,484.66M 4,420.29M 4,906.39M 5,384.09M 5,756.34M
Income before tax 3,484.42M 4,415.33M 4,906.61M 5,386.68M 5,764.95M
Net income 2,274.63M 2,871.28M 3,192.96M 3,843.67M 4,288.16M
EBITDA -- -- -- -- --
Diluted EPS 0.44 0.54 0.58 0.69 0.77
Dividends Per Share 0.08 0.10 0.10 0 0.08
Total Assets 137,439.39M 169,151.19M 186,619.36M 208,962.89M 246,124.25M
Total liabilities 123,258.22M 152,292.47M 164,363.94M 185,574.60M 217,341.30M
Total equity 14,136.28M 16,804.09M 22,182.98M 23,312.06M 28,696.40M
Operating cash flow 5,851.27M 3,181.50M 4,080.28M 6,487.02M 8,190.26M

Valuation Measures

Mar 2021
PER25.80
ROA1.88%
ROE16.48%
Operating margin27.16%
Profit margin20.23%

Key executives

  • Chief Executive Officer, Director & MD: Sashidhar Jagdishan
  • Group Head-Operations, IT & ATM: Bhavesh Zaveri
  • Chief Financial Officer: Srinivasan Vaidyanathan
  • Head-Payments Business, Digital & IT: Parag Rao
  • Chief Information Officer & Group Head-IT: Ramesh Lakshminarayanan

Shareholders

  • Housing Development Finance Corp. Ltd. (21.0%)
  • Capital Research & Management Co. (World Investors) (3.3%)
  • SBI Funds Management Pvt Ltd. (3.0%)
  • Life Insurance Corp of India (2.6%)
  • Morgan Stanley Asia Ltd. (Investment Management) (2.3%)
  • Capital Research & Management Co. (Global Investors) (1.4%)
  • Fidelity Management & Research Co. LLC (1.2%)
  • UTI Asset Management Co. Ltd. (Investment Management) (1.0%)
  • ICICI Prudential Asset Management Co. Ltd. (1.0%)
  • Nippon Life India Asset Management Ltd. (Invt Mgmt) (0.8%)

Contact Details

  • Website:http://www.hdfcbank.com
  • Address: HDFC Bank House, Senapati Bapat Marg, Mumbai, 400013, India
  • Phone: +91.22.66521000

Related Companies

  • City Co-Operative Bank Ltd., Shimoga
  • Bijnor Urban Co-operative Bank
  • Siddhi Co-Operative Bank Ltd.
  • HDFC Bank Ltd. (Dubai)
  • PAMAC Finserve Pvt Ltd.
  • HDFC Bank Ltd. (Hong Kong Branch)
  • HDFC Bank Ltd. (Bahrain Branch)
  • HDB Financial Services Ltd.
  • HDFC Securities Limited

Competitors

  • Ebix, Inc.
Last Updated on 23 Sep, 2021

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