Finance

MS&AD Insurance Group Holdings, Inc.

Business Summary

MS&AD Insurance Group Holdings, Inc. engages in the management of its group companies which are in the insurance business. Its operations are carried out through the following segments: Domestic Non-Life Insurance Business, Domestic Life Insurance Business, International Business, and Others. The Domestic Non-Life Insurance Business segment provides property and casualty insurance services such as fire, marine, accident, and automobile liability insurances. The Domestic Life Insurance Business segment offers private insurance, private pension, group insurance, and other life insurance products. The International Business segment deals with life and non-life insurance products in foreign countries. The Others segment includes financial and risk-related services. The company was founded on April 1, 2008 and is headquartered in Tokyo, Japan.

Financial Highlights

Mar 2023	JPY	USD
Revenue	5,108.01B	37,692.64M
Gross Profit	--	--
Operating income	279,478M	2,062.30M
Income before tax	235,456M	1,737.45M
Net income	161,530M	1,191.94M
EBITDA	--	--
Diluted EPS	299.70	2.21
Dividends Per Share	200	1.47
Total Assets	25,000.43B	187,846.06M
Total liabilities	21,912.97B	164,647.82M
Total equity	3,010.59B	22,620.76M
Operating cash flow	194,153M	1,432.67M
	Currency in JPY	Currency in USD

Historical Data

JPY | USD

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Revenue	5,448.41B	5,010.46B	4,423.88B	4,853.74B	5,108.01B
Gross Profit	--	--	--	--	--
Operating income	345,697M	513,642M	-82,339M	193,151M	279,478M
Income before tax	279,842M	12,505M	201,727M	370,027M	235,456M
Net income	192,706M	143,031M	144,398M	262,799M	161,530M
EBITDA	--	--	--	--	--
Diluted EPS	328.60	248.22	255.65	474.32	299.70
Dividends Per Share	140	150	155	180	200
Total Assets	23,132.53B	23,196.45B	24,142.56B	25,033.84B	25,000.43B
Total liabilities	20,354.48B	20,702.41B	21,015.90B	21,731.09B	21,912.97B
Total equity	2,751.30B	2,452.87B	3,085.36B	3,259.65B	3,010.59B
Operating cash flow	776,724M	667,896M	-323,912M	236,708M	194,153M

	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Revenue	49,131.47M	46,083.52M	41,712.18M	43,193.24M	37,692.64M
Gross Profit	--	--	--	--	--
Operating income	3,117.34M	4,724.19M	-776.36M	1,718.84M	2,062.30M
Income before tax	2,523.49M	115.01M	1,902.05M	3,292.85M	1,737.45M
Net income	1,737.73M	1,315.52M	1,361.50M	2,338.63M	1,191.94M
EBITDA	--	--	--	--	--
Diluted EPS	2.96	2.28	2.41	4.22	2.21
Dividends Per Share	1.26	1.37	1.46	1.60	1.47
Total Assets	208,994.35M	214,871.51M	218,484.73M	206,252.08M	187,846.06M
Total liabilities	183,895.63M	191,768.94M	190,189.14M	179,040.97M	164,647.82M
Total equity	24,857.06M	22,721.29M	27,921.89M	26,856.02M	22,620.76M
Operating cash flow	7,004.16M	6,142.94M	-3,054.11M	2,106.45M	1,432.67M

Valuation Measures

Mar 2023
PER	13.69
ROA	0.64%
ROE	5.15%
Operating margin	5.47%
Profit margin	3.16%

Key executives

President, Group CEO & Representative Director: Noriyuki Hara
Group CFO, Representative Director, EVP & Head-IR: Tetsuji Higuchi
Group Chief Information Officer: Takuya Tsuda
Head-Compliance, Audit & Accounting: Satoru Tamura
Director, Executive Officer & Head-Sales: Masahito Fukuda

Shareholders

Toyota Motor Corp. (9.8%)
Nippon Life Insurance Co. (6.9%)
First Eagle Investment Management LLC (3.4%)
Nomura Asset Management Co., Ltd. (3.0%)
BlackRock Fund Advisors (2.9%)
The Vanguard Group, Inc. (2.2%)
Norges Bank Investment Management (2.1%)
BlackRock Japan Co., Ltd. (1.5%)
Daiwa Asset Management Co. Ltd. (1.4%)
Nikko Asset Management Co., Ltd. (1.3%)

Contact Details

Website:http://www.ms-ad-hd.com
Address: Tokyo Sumitomo Twin Bldg, West Tower, 2-27-2 Shinkawa, Tokyo, 104-0033, Japan
Phone: +81.3.5117.0270

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Competitors

James River Group Holdings Ltd

Last Updated on 2 Jun, 2023