Finance
San-in Godo Bank Ltd.
In the news
- In bid for survival, Japan's local banks tap AI to find eager borrowers May 25, 2018
- Japanese banks set to take beating from Takata's collapse Jun 28, 2017
- Japan's regional bank consolidation gains momentum Feb 21, 2017
- Record investment in Japanese startups Sep 5, 2016
- Japan's regional banks team up in asset management Mar 18, 2016
Business Summary
San-in Godo Bank Ltd. engages in the commercial banking business. It operates through the following business segments: Banking, Leasing, and Others. The Banking segment consists of deposit, loan, security investment, and exchange businesses. The Leasing segment handles the leasing business headed by a consolidated subsidiary. The Others segment includes credit guarantee business. The company was founded on July 1, 1941 and is headquartered in Matsue, Japan.
Financial Highlights
| Mar 2019 | JPY | USD |
| Revenue | 92,230M | 831.69M |
| Gross Profit | -- | -- |
| Operating income | 14,333M | 129.24M |
| Income before tax | 19,179M | 172.94M |
| Net income | 13,205M | 119.07M |
| EBITDA | -- | -- |
| Diluted EPS | 84.35 | 0.76 |
| Dividends Per Share | 26 | 0.23 |
| Total Assets | 5,599.59B | 50,590.39M |
| Total liabilities | 5,227.09B | 47,225.00M |
| Total equity | 371,172M | 3,353.40M |
| Operating cash flow | -2,595M | -23.40M |
| Currency in JPY | Currency in USD |
Historical Data
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
| Revenue | 88,104M | 89,461M | 89,306M | 91,707M | 92,230M |
| Gross Profit | -- | -- | -- | -- | -- |
| Operating income | 20,976M | 21,137M | 17,442M | 17,085M | 14,333M |
| Income before tax | 22,288M | 21,651M | 20,366M | 19,685M | 19,179M |
| Net income | 12,161M | 12,911M | 13,400M | 13,692M | 13,205M |
| EBITDA | -- | -- | -- | -- | -- |
| Diluted EPS | 75.54 | 80.67 | 84.91 | 87.47 | 84.35 |
| Dividends Per Share | 11 | 15 | 15 | 26 | 26 |
| Total Assets | 4,782.03B | 5,160.55B | 5,411.47B | 5,548.60B | 5,599.59B |
| Total liabilities | 4,428.32B | 4,786.82B | 5,058.62B | 5,186.18B | 5,227.09B |
| Total equity | 336,149M | 355,630M | 351,559M | 361,019M | 371,172M |
| Operating cash flow | 16,229M | 31,058M | -4,190M | -30,912M | -2,595M |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | |
| Revenue | 801.99M | 744.98M | 824.71M | 827.43M | 831.69M |
| Gross Profit | -- | -- | -- | -- | -- |
| Operating income | 190.94M | 176.01M | 161.07M | 154.15M | 129.24M |
| Income before tax | 202.88M | 180.29M | 188.07M | 177.61M | 172.94M |
| Net income | 110.69M | 107.51M | 123.74M | 123.53M | 119.07M |
| EBITDA | -- | -- | -- | -- | -- |
| Diluted EPS | 0.68 | 0.67 | 0.78 | 0.78 | 0.76 |
| Dividends Per Share | 0.10 | 0.12 | 0.13 | 0.23 | 0.23 |
| Total Assets | 39,875.17M | 45,914.46M | 48,563.86M | 52,173.04M | 50,590.39M |
| Total liabilities | 36,925.74M | 42,589.33M | 45,397.34M | 48,765.28M | 47,225.00M |
| Total equity | 2,802.99M | 3,164.10M | 3,154.97M | 3,394.63M | 3,353.40M |
| Operating cash flow | 147.72M | 258.63M | -38.69M | -278.90M | -23.40M |
Valuation Measures
| Mar 2019 | |
| PER | 9.38 |
| ROA | 0.23% |
| ROE | 3.60% |
| Operating margin | 15.54% |
| Profit margin | 14.31% |
Key executives
- President & Representative Director: Fumio Ishimaru
- Executive Officer & Manager-Corporate Planning: Hideaki Furuyama
- Representative Director: Toru Yamasaki
- Representative Director & GM-Totori Sales: Shinji Sugihara
- Director & Senior Managing Executive Officer: Hiroyoshi Asano
Shareholders
- Nippon Value Investors KK (5.1%)
- Nippon Life Insurance Co. (3.7%)
- Dimensional Fund Advisors LP (3.6%)
- The Vanguard Group, Inc. (2.5%)
- San In Godo Bank Employee Stock Ownership Plan (2.0%)
- Meiji Yasuda Life Insurance Co. (1.9%)
- Dai-ichi Life Holdings, Inc. (1.9%)
- Sumitomo Life Insurance Co. (1.9%)
- Nomura Asset Management Co., Ltd. (1.7%)
- The Chugoku Electric Power Co., Inc. (1.5%)
Contact Details
- Website:http://www.gogin.co.jp
- Phone: +81.852.55.1000
Related Companies
- San-In Godo Bank Board Benefit Trust
- San-in Godo Bank of Japan Ltd. Dalian Office
- Gogin Guaranty Co. Ltd.
- San in General Lease Co. Ltd.
- Gogin Capital Co. Ltd.
- San In Godo Bank Employee Stock Ownership Plan
Competitors
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Last Updated on 19 Nov, 2019