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Finance

San-in Godo Bank Ltd.

Business Summary

San-in Godo Bank Ltd. engages in the commercial banking business. It operates through the following business segments: Banking, Leasing, and Others. The Banking segment consists of deposit, loan, security investment, and exchange businesses. The Leasing segment handles the leasing business headed by a consolidated subsidiary. The Others segment includes credit guarantee business. The company was founded on July 1, 1941 and is headquartered in Matsue, Japan.

Financial Highlights

Mar 2022 JPYUSD
Revenue91,467M813.96M
Gross Profit----
Operating income18,626M165.75M
Income before tax20,283M180.49M
Net income14,440M128.50M
EBITDA----
Diluted EPS92.770.82
Dividends Per Share320.28
Total Assets6,775.15B55,820.04M
Total liabilities6,421.96B52,910.13M
Total equity352,700M2,905.87M
Operating cash flow32,005M284.81M
Currency in JPYCurrency in USD

Historical Data

 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 91,707M 92,230M 86,154M 85,035M 91,467M
Gross Profit -- -- -- -- --
Operating income 17,085M 14,333M 14,976M 13,456M 18,626M
Income before tax 19,685M 19,179M 15,288M 14,167M 20,283M
Net income 13,692M 13,205M 10,467M 9,678M 14,440M
EBITDA -- -- -- -- --
Diluted EPS 87.47 84.35 66.91 62.03 92.77
Dividends Per Share 26 26 20 18 32
Total Assets 5,548.60B 5,599.59B 5,691.46B 6,370.28B 6,775.15B
Total liabilities 5,186.18B 5,227.09B 5,329.80B 5,990.43B 6,421.96B
Total equity 361,019M 371,172M 360,327M 379,320M 352,700M
Operating cash flow -30,912M -2,595M 35,915M 16,441M 32,005M
 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 827.43M 831.69M 792.39M 801.78M 813.96M
Gross Profit -- -- -- -- --
Operating income 154.15M 129.24M 137.74M 126.87M 165.75M
Income before tax 177.61M 172.94M 140.61M 133.57M 180.49M
Net income 123.53M 119.07M 96.26M 91.25M 128.50M
EBITDA -- -- -- -- --
Diluted EPS 0.78 0.76 0.61 0.58 0.82
Dividends Per Share 0.23 0.23 0.18 0.16 0.28
Total Assets 52,173.04M 50,590.39M 52,720.66M 57,649.64M 55,820.04M
Total liabilities 48,765.28M 47,225.00M 49,370.58M 54,212.06M 52,910.13M
Total equity 3,394.63M 3,353.40M 3,337.75M 3,432.76M 2,905.87M
Operating cash flow -278.90M -23.40M 330.32M 155.01M 284.81M

Valuation Measures

Mar 2022
PER6.75
ROA0.21%
ROE3.94%
Operating margin20.36%
Profit margin15.78%

Key executives

  • President & Representative Director: Toru Yamasaki
  • Representative Director & GM-Totori Sales: Shinji Sugihara
  • Representative Director: Mutsuhito Kiyota
  • Director & Managing Executive Officer: Shuichi Ida
  • General Manager-Hyogo & Osaka Sales: Hideaki Furuyama

Shareholders

  • Dimensional Fund Advisors LP (3.4%)
  • Nomura Asset Management Co., Ltd. (2.7%)
  • Nippon Life Insurance Co. (2.5%)
  • The Vanguard Group, Inc. (2.5%)
  • San In Godo Bank Employee Stock Ownership Plan (2.2%)
  • Meiji Yasuda Life Insurance Co. (1.9%)
  • Dai-ichi Life Holdings, Inc. (1.9%)
  • Sumitomo Life Insurance Co. (1.9%)
  • The Chugoku Electric Power Co., Inc. (1.4%)
  • Daiwa Asset Management Co. Ltd. (1.3%)

Contact Details

Related Companies

  • Gogin Credit Co., Ltd.
  • San-in Servicing Co. Ltd.
  • San-in Office Services Co. Ltd.
  • Gogin Business Services Co. Ltd.
  • Matsue Real Estate Co. Ltd.
  • Gogin Securities Co. Ltd.
  • San-in Godo Bank Ltd. /Gogin Securities Business/
  • San-In Godo Bank Board Benefit Trust
  • San-in Godo Bank of Japan Ltd. Dalian Office
  • Gogin Guaranty Co. Ltd.
  • San-in General Lease Co. Ltd.
  • San In Godo Bank Employee Stock Ownership Plan

Competitors

    Last Updated on 3 Feb, 2023

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