Finance

San-in Godo Bank Ltd.

In the news

In bid for survival, Japan's local banks tap AI to find eager borrowers May 25, 2018
Japanese banks set to take beating from Takata's collapse Jun 28, 2017
Japan's regional bank consolidation gains momentum Feb 21, 2017
Record investment in Japanese startups Sep 5, 2016
Japan's regional banks team up in asset management Mar 18, 2016

Business Summary

San-in Godo Bank Ltd. engages in the commercial banking business. It operates through the following business segments: Banking, Leasing, and Others. The Banking segment consists of deposit, loan, security investment, and exchange businesses. The Leasing segment handles the leasing business headed by a consolidated subsidiary. The Others segment includes credit guarantee business. The company was founded on July 1, 1941 and is headquartered in Matsue, Japan.

Financial Highlights

Mar 2022	JPY	USD
Revenue	91,467M	813.96M
Gross Profit	--	--
Operating income	18,626M	165.75M
Income before tax	20,283M	180.49M
Net income	14,440M	128.50M
EBITDA	--	--
Diluted EPS	92.77	0.82
Dividends Per Share	32	0.28
Total Assets	6,775.15B	55,820.04M
Total liabilities	6,421.96B	52,910.13M
Total equity	352,700M	2,905.87M
Operating cash flow	32,005M	284.81M
	Currency in JPY	Currency in USD

Historical Data

JPY | USD

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Revenue	91,707M	92,230M	86,154M	85,035M	91,467M
Gross Profit	--	--	--	--	--
Operating income	17,085M	14,333M	14,976M	13,456M	18,626M
Income before tax	19,685M	19,179M	15,288M	14,167M	20,283M
Net income	13,692M	13,205M	10,467M	9,678M	14,440M
EBITDA	--	--	--	--	--
Diluted EPS	87.47	84.35	66.91	62.03	92.77
Dividends Per Share	26	26	20	18	32
Total Assets	5,548.60B	5,599.59B	5,691.46B	6,370.28B	6,775.15B
Total liabilities	5,186.18B	5,227.09B	5,329.80B	5,990.43B	6,421.96B
Total equity	361,019M	371,172M	360,327M	379,320M	352,700M
Operating cash flow	-30,912M	-2,595M	35,915M	16,441M	32,005M

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Revenue	827.43M	831.69M	792.39M	801.78M	813.96M
Gross Profit	--	--	--	--	--
Operating income	154.15M	129.24M	137.74M	126.87M	165.75M
Income before tax	177.61M	172.94M	140.61M	133.57M	180.49M
Net income	123.53M	119.07M	96.26M	91.25M	128.50M
EBITDA	--	--	--	--	--
Diluted EPS	0.78	0.76	0.61	0.58	0.82
Dividends Per Share	0.23	0.23	0.18	0.16	0.28
Total Assets	52,173.04M	50,590.39M	52,720.66M	57,649.64M	55,820.04M
Total liabilities	48,765.28M	47,225.00M	49,370.58M	54,212.06M	52,910.13M
Total equity	3,394.63M	3,353.40M	3,337.75M	3,432.76M	2,905.87M
Operating cash flow	-278.90M	-23.40M	330.32M	155.01M	284.81M

Valuation Measures

Mar 2022
PER	6.75
ROA	0.21%
ROE	3.94%
Operating margin	20.36%
Profit margin	15.78%

Key executives

President & Representative Director: Toru Yamasaki
Representative Director & GM-Totori Sales: Shinji Sugihara
Representative Director: Mutsuhito Kiyota
Director & Managing Executive Officer: Shuichi Ida
General Manager-Hyogo & Osaka Sales: Hideaki Furuyama

Shareholders

Dimensional Fund Advisors LP (3.4%)
Nomura Asset Management Co., Ltd. (2.7%)
Nippon Life Insurance Co. (2.5%)
The Vanguard Group, Inc. (2.5%)
San In Godo Bank Employee Stock Ownership Plan (2.2%)
Meiji Yasuda Life Insurance Co. (1.9%)
Dai-ichi Life Holdings, Inc. (1.9%)
Sumitomo Life Insurance Co. (1.9%)
The Chugoku Electric Power Co., Inc. (1.4%)
Daiwa Asset Management Co. Ltd. (1.3%)

Contact Details

Website:http://www.gogin.co.jp
Phone: +81.852.55.1000

Related Companies

Gogin Credit Co., Ltd.
San-in Servicing Co. Ltd.
San-in Office Services Co. Ltd.
Gogin Business Services Co. Ltd.
Matsue Real Estate Co. Ltd.
Gogin Securities Co. Ltd.
San-in Godo Bank Ltd. /Gogin Securities Business/
San-In Godo Bank Board Benefit Trust
San-in Godo Bank of Japan Ltd. Dalian Office
Gogin Guaranty Co. Ltd.
San-in General Lease Co. Ltd.
San In Godo Bank Employee Stock Ownership Plan

Competitors

Last Updated on 3 Feb, 2023