Finance
San-in Godo Bank Ltd.
In the news
- In bid for survival, Japan's local banks tap AI to find eager borrowers May 25, 2018
- Japanese banks set to take beating from Takata's collapse Jun 28, 2017
- Japan's regional bank consolidation gains momentum Feb 21, 2017
- Record investment in Japanese startups Sep 5, 2016
- Japan's regional banks team up in asset management Mar 18, 2016
Business Summary
San-in Godo Bank Ltd. engages in the commercial banking business. It operates through the following business segments: Banking, Leasing, and Others. The Banking segment consists of deposit, loan, security investment, and exchange businesses. The Leasing segment handles the leasing business headed by a consolidated subsidiary. The Others segment includes credit guarantee business. The company was founded on July 1, 1941 and is headquartered in Matsue, Japan.
Financial Highlights
| Mar 2020 | JPY | USD |
| Revenue | 86,154M | 792.39M |
| Gross Profit | -- | -- |
| Operating income | 14,976M | 137.74M |
| Income before tax | 15,288M | 140.61M |
| Net income | 10,467M | 96.26M |
| EBITDA | -- | -- |
| Diluted EPS | 66.91 | 0.61 |
| Dividends Per Share | 20 | 0.18 |
| Total Assets | 5,691.46B | 52,720.66M |
| Total liabilities | 5,329.80B | 49,370.58M |
| Total equity | 360,327M | 3,337.75M |
| Operating cash flow | 35,915M | 330.32M |
| Currency in JPY | Currency in USD |
Historical Data
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | |
| Revenue | 89,461M | 89,306M | 91,707M | 92,230M | 86,154M |
| Gross Profit | -- | -- | -- | -- | -- |
| Operating income | 21,137M | 17,442M | 17,085M | 14,333M | 14,976M |
| Income before tax | 21,651M | 20,366M | 19,685M | 19,179M | 15,288M |
| Net income | 12,911M | 13,400M | 13,692M | 13,205M | 10,467M |
| EBITDA | -- | -- | -- | -- | -- |
| Diluted EPS | 80.67 | 84.91 | 87.47 | 84.35 | 66.91 |
| Dividends Per Share | 15 | 15 | 26 | 26 | 20 |
| Total Assets | 5,160.55B | 5,411.47B | 5,548.60B | 5,599.59B | 5,691.46B |
| Total liabilities | 4,786.82B | 5,058.62B | 5,186.18B | 5,227.09B | 5,329.80B |
| Total equity | 355,630M | 351,559M | 361,019M | 371,172M | 360,327M |
| Operating cash flow | 31,058M | -4,190M | -30,912M | -2,595M | 35,915M |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | |
| Revenue | 744.98M | 824.71M | 827.43M | 831.69M | 792.39M |
| Gross Profit | -- | -- | -- | -- | -- |
| Operating income | 176.01M | 161.07M | 154.15M | 129.24M | 137.74M |
| Income before tax | 180.29M | 188.07M | 177.61M | 172.94M | 140.61M |
| Net income | 107.51M | 123.74M | 123.53M | 119.07M | 96.26M |
| EBITDA | -- | -- | -- | -- | -- |
| Diluted EPS | 0.67 | 0.78 | 0.78 | 0.76 | 0.61 |
| Dividends Per Share | 0.12 | 0.13 | 0.23 | 0.23 | 0.18 |
| Total Assets | 45,914.46M | 48,563.86M | 52,173.04M | 50,590.39M | 52,720.66M |
| Total liabilities | 42,589.33M | 45,397.34M | 48,765.28M | 47,225.00M | 49,370.58M |
| Total equity | 3,164.10M | 3,154.97M | 3,394.63M | 3,353.40M | 3,337.75M |
| Operating cash flow | 258.63M | -38.69M | -278.90M | -23.40M | 330.32M |
Valuation Measures
| Mar 2020 | |
| PER | 8.15 |
| ROA | 0.18% |
| ROE | 2.86% |
| Operating margin | 17.38% |
| Profit margin | 12.14% |
Key executives
- President & Representative Director: Toru Yamasaki
- Representative Director & GM-Totori Sales: Shinji Sugihara
- Representative Director: Mutsuhito Kiyota
- Director & Managing Executive Officer: Shuichi Ida
- General Manager-Hyogo & Osaka Sales: Hideaki Furuyama
Shareholders
- Nippon Value Investors KK (5.1%)
- Nippon Life Insurance Co. (3.7%)
- Dimensional Fund Advisors LP (3.6%)
- The Vanguard Group, Inc. (2.7%)
- Nomura Asset Management Co., Ltd. (2.1%)
- San In Godo Bank Employee Stock Ownership Plan (2.1%)
- Meiji Yasuda Life Insurance Co. (1.9%)
- Dai-ichi Life Holdings, Inc. (1.9%)
- Sumitomo Life Insurance Co. (1.9%)
- Daiwa Asset Management Co. Ltd. (1.6%)
Contact Details
- Website:http://www.gogin.co.jp
- Phone: +81.852.55.1000
Related Companies
- Gogin Securities Co. Ltd.
- San-in Godo Bank Ltd. /Gogin Securities Business/
- San-In Godo Bank Board Benefit Trust
- San-in Godo Bank of Japan Ltd. Dalian Office
- Gogin Guaranty Co. Ltd.
- San in General Lease Co. Ltd.
- Gogin Capital Co. Ltd.
- San In Godo Bank Employee Stock Ownership Plan
Competitors
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Last Updated on 25 Sep, 2020