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Finance

The Iyo Bank Ltd.

Business Summary

The Iyo Bank Ltd. engages in the provision of banking and leasing services. It operates through the following segments: Banking, Leasing, and Others. The Banking segment offers banking services such as deposits, loans, securities investments, and foreign exchange. The Leasing segment handles leasing business through its subsidiary. The Others segment includes information processing contract, software development, and securities businesses. The company was founded on March 15, 1878 and is headquartered in Matsuyama, Japan.

Financial Highlights

Mar 2022 JPYUSD
Revenue126,768M1,128.10M
Gross Profit----
Operating income34,403M306.15M
Income before tax37,776M336.16M
Net income26,418M235.09M
EBITDA----
Diluted EPS83.320.74
Dividends Per Share160.14
Total Assets8,544.79B70,399.97M
Total liabilities7,812.99B64,370.74M
Total equity724,679M5,970.57M
Operating cash flow6,774M60.28M
Currency in JPYCurrency in USD

Historical Data

 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 110,772M 117,460M 120,350M 120,194M 126,768M
Gross Profit -- -- -- -- --
Operating income 28,569M 22,908M 26,332M 24,866M 34,403M
Income before tax 35,791M 28,129M 28,392M 25,799M 37,776M
Net income 23,640M 18,528M 18,922M 18,088M 26,418M
EBITDA -- -- -- -- --
Diluted EPS 74.59 58.45 59.69 57.05 83.32
Dividends Per Share 14 14 14 14 16
Total Assets 7,096.63B 7,165.65B 7,795.55B 8,550.73B 8,544.79B
Total liabilities 6,450.32B 6,517.32B 7,123.69B 7,809.49B 7,812.99B
Total equity 623,680M 625,602M 650,056M 732,822M 724,679M
Operating cash flow -5,219M -1,590M 24,338M 17,100M 6,774M
 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 999.45M 1,059.20M 1,106.91M 1,133.29M 1,128.10M
Gross Profit -- -- -- -- --
Operating income 257.76M 206.57M 242.18M 234.45M 306.15M
Income before tax 322.92M 253.65M 261.13M 243.25M 336.16M
Net income 213.29M 167.07M 174.03M 170.54M 235.09M
EBITDA -- -- -- -- --
Diluted EPS 0.67 0.52 0.54 0.53 0.74
Dividends Per Share 0.12 0.12 0.12 0.13 0.14
Total Assets 66,729.02M 64,739.17M 72,211.14M 77,382.25M 70,399.97M
Total liabilities 60,651.88M 58,881.76M 65,987.66M 70,674.19M 64,370.74M
Total equity 5,864.40M 5,652.09M 6,021.54M 6,631.87M 5,970.57M
Operating cash flow -47.08M -14.33M 223.84M 161.23M 60.28M

Valuation Measures

Mar 2022
PER7.19
ROA0.30%
ROE3.62%
Operating margin27.13%
Profit margin20.83%

Key executives

  • President, Group CEO & Representative Director: Kenji Miyoshi
  • Managing Executive Officer & Manager-Ship Finance: Masamichi Ito
  • Senior MD & Group Chief Information Officer: Tetsuo Takeuchi
  • Executive Officer & Senior Manager-Compliance: Shinichi Doi
  • Group COO, Representative Director & VP: Kenji Takata

Shareholders

  • The Iyo Bank Ltd. (3.2%)
  • Nippon Life Insurance Co. (2.7%)
  • Meiji Yasuda Life Insurance Co. (2.7%)
  • Nomura Asset Management Co., Ltd. (2.4%)
  • The Vanguard Group, Inc. (2.1%)
  • Daio Kaiun Co. Ltd. (1.8%)
  • Sumitomo Forestry Co., Ltd. (1.8%)
  • Sumitomo Life Insurance Co. (1.6%)
  • Iyo Bank Employee Stock Ownership Plan (1.5%)
  • Dimensional Fund Advisors LP (1.3%)

Contact Details

Related Companies

  • Iyo Bank Ltd. (Investment Management)
  • Iyo Bank Board Incentive Plan
  • Iyo Bank Ltd. (Singapore Branch)
  • Iyo Bank Ltd. (Hong Kong Branch)
  • Iyo Bank Ltd. (United States)
  • Shikoku Alliance Securities Co., Ltd.
  • Iyogin Credit Guaranty Co. Ltd.
  • Iyogin DC Card Co., Ltd.
  • Iyogin Regional Economy Research Center, Inc.
  • Iyo Bank Trust
  • Iyogin Capital Co., Ltd.
  • Iyo Finance (Hong Kong) Ltd.
  • Iyogin Computer Service Co. Ltd.
  • Iyogin Business Service Co. Ltd.
  • Iyo Bank Employee Stock Ownership Plan

Competitors

    Last Updated on 16 Aug, 2022

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