Finance The Shiga Bank, Ltd. Business Summary
The Shiga Bank, Ltd. engages in the provision of financial services. It provides deposits, loans, domestic and foreign exchange, investment securities, finance leasing and consulting, venture business investment, credit cards, and insurance services. It also offers mortgage and unsecured personal loans; insurance and asset management consulting services; and settlement services, as well as online banking services. The company was founded on October 1, 1933 and is headquartered in Otsu, Japan.
Financial Highlights
Mar 2021
JPY USD Revenue 83,588M 788.13M Gross Profit -- -- Operating income 10,486M 98.87M Income before tax 13,051M 123.05M Net income 11,448M 107.94M EBITDA -- -- Diluted EPS 220.42 2.07 Dividends Per Share 40 0.37 Total Assets 7,793.74B 70,531.65M Total liabilities 7,298.27B 66,047.76M Total equity 495,469M 4,483.88M Operating cash flow 17,665M 166.56M Currency in JPY Currency in USD
Historical Data Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Revenue
86,311M
86,960M
93,944M
86,615M
83,588M
Gross Profit
--
--
--
--
--
Operating income
19,669M
18,733M
19,162M
13,582M
10,486M
Income before tax
20,749M
19,892M
20,998M
17,788M
13,051M
Net income
14,895M
13,884M
14,681M
12,412M
11,448M
EBITDA
--
--
--
--
--
Diluted EPS
253.05
235.80
249.42
214.19
220.42
Dividends Per Share
40
40
42.50
40
40
Total Assets
5,539.56B
5,875.04B
6,115.27B
6,285.00B
7,793.74B
Total liabilities
5,165.31B
5,467.13B
5,713.04B
5,909.20B
7,298.27B
Total equity
371,158M
407,905M
402,227M
375,801M
495,469M
Operating cash flow
-4,777M
2,116M
3,107M
-4,697M
17,665M
Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Revenue
797.05M
784.60M
847.14M
796.63M
788.13M
Gross Profit
--
--
--
--
--
Operating income
181.63M
169.02M
172.79M
124.91M
98.87M
Income before tax
191.61M
179.47M
189.35M
163.60M
123.05M
Net income
137.55M
125.27M
132.38M
114.15M
107.94M
EBITDA
--
--
--
--
--
Diluted EPS
2.33
2.12
2.24
1.97
2.07
Dividends Per Share
0.36
0.36
0.38
0.36
0.37
Total Assets
49,713.37M
55,242.49M
55,249.32M
58,218.71M
70,531.65M
Total liabilities
46,354.79M
51,406.99M
51,615.34M
54,737.62M
66,047.76M
Total equity
3,330.86M
3,835.49M
3,633.97M
3,481.08M
4,483.88M
Operating cash flow
-44.11M
19.09M
28.01M
-43.20M
166.56M
Valuation Measures
Mar 2021
PER 10.50 ROA 0.16% ROE 2.62% Operating margin 12.54% Profit margin 13.69%
Key executives
President & Representative Director:
Shojiro Takahashi
Executive Officer & Manager-Operations:
Kanji Kishida
Executive Officer & Manager-Head Office Sales:
Kazuo Aoki
Director & Manager-Sales:
Katsumi Horiuchi
Auditor:
Kazuyoshi Hayashi Shareholders
Silchester International Investors LLP (8.5%)
The Shiga Bank, Ltd. (7.2%)
Sumitomo Mitsui Trust Asset Management Co., Ltd. (3.2%)
Nippon Life Insurance Co. (3.0%)
Meiji Yasuda Life Insurance Co. (3.0%)
The Vanguard Group, Inc. (2.2%)
Nomura Asset Management Co., Ltd. (2.2%)
Shiga Bank Employee Stock Ownership Plan (2.2%)
Sompo Holdings, Inc. (2.2%)
Dimensional Fund Advisors LP (2.0%)
Related Companies
Shiga Home Loan Guarantee Service Co., Ltd.
Shigagin Agency Co., Ltd.
Shigagin Lease & Capital Co., Ltd.
Shigagin Economic & Cultural Center Co., Ltd.
Shigagin Business Service Co.,Ltd.
Shigagin Growth Strategy Fund
Shiga Sixth-Sector Industrialization Fund
Shiga Bank Ltd. (Hong Kong Branch)
Shigagin Computer Service Co., Ltd.
Shiga Bank Trust
Shiga DC Card Co., Ltd.
Shiga Preferred Capital Cayman Ltd.
Shigagin JCB Co., Ltd.
Shiga Bank Employee Stock Ownership Plan
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Last Updated on 2 Dec, 2021
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