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Finance

The Shiga Bank, Ltd.

Business Summary

The Shiga Bank, Ltd. engages in the provision of financial services. It provides deposits, loans, domestic and foreign exchange, investment securities, finance leasing and consulting, venture business investment, credit cards, and insurance services. It also offers mortgage and unsecured personal loans; insurance and asset management consulting services; and settlement services, as well as online banking services. The company was founded on October 1, 1933 and is headquartered in Otsu, Japan.

Financial Highlights

Mar 2022 JPYUSD
Revenue94,576M841.62M
Gross Profit----
Operating income23,643M210.39M
Income before tax23,408M208.30M
Net income17,715M157.64M
EBITDA----
Diluted EPS359.193.19
Dividends Per Share800.71
Total Assets7,537.95B62,104.68M
Total liabilities7,073.73B58,280.01M
Total equity464,214M3,824.62M
Operating cash flow-4,662M-41.48M
Currency in JPYCurrency in USD

Historical Data

 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 86,960M 93,944M 86,615M 83,965M 94,576M
Gross Profit -- -- -- -- --
Operating income 18,733M 19,162M 13,582M 10,862M 23,643M
Income before tax 19,892M 20,998M 17,788M 13,051M 23,408M
Net income 13,884M 14,681M 12,412M 11,448M 17,715M
EBITDA -- -- -- -- --
Diluted EPS 235.80 249.42 214.19 220.42 359.19
Dividends Per Share 40 42.50 40 40 80
Total Assets 5,875.04B 6,115.27B 6,285.00B 7,793.74B 7,537.95B
Total liabilities 5,467.13B 5,713.04B 5,909.20B 7,298.27B 7,073.73B
Total equity 407,905M 402,227M 375,801M 495,469M 464,214M
Operating cash flow 2,116M 3,107M -4,697M 18,876M -4,662M
 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 784.60M 847.14M 796.63M 791.69M 841.62M
Gross Profit -- -- -- -- --
Operating income 169.02M 172.79M 124.91M 102.41M 210.39M
Income before tax 179.47M 189.35M 163.60M 123.05M 208.30M
Net income 125.27M 132.38M 114.15M 107.94M 157.64M
EBITDA -- -- -- -- --
Diluted EPS 2.12 2.24 1.97 2.07 3.19
Dividends Per Share 0.36 0.38 0.36 0.37 0.71
Total Assets 55,242.49M 55,249.32M 58,218.71M 70,531.65M 62,104.68M
Total liabilities 51,406.99M 51,615.34M 54,737.62M 66,047.71M 58,280.01M
Total equity 3,835.49M 3,633.97M 3,481.08M 4,483.88M 3,824.62M
Operating cash flow 19.09M 28.01M -43.20M 177.97M -41.48M

Valuation Measures

Mar 2022
PER6.15
ROA0.23%
ROE3.69%
Operating margin24.99%
Profit margin18.73%

Key executives

  • President & Representative Director: Shojiro Takahashi
  • Executive Officer & Manager-Operations: Kanji Kishida
  • Executive Officer & Manager-Head Office Sales: Kazuo Aoki
  • Director & Manager-Sales: Katsumi Horiuchi
  • Auditor: Kazuyoshi Hayashi

Shareholders

  • The Shiga Bank, Ltd. (10.5%)
  • Silchester International Investors LLP (5.4%)
  • Nippon Life Insurance Co. (3.0%)
  • Meiji Yasuda Life Insurance Co. (3.0%)
  • Sumitomo Mitsui Trust Asset Management Co., Ltd. (2.4%)
  • The Vanguard Group, Inc. (2.3%)
  • Shiga Bank Employee Stock Ownership Plan (2.3%)
  • Sompo Holdings, Inc. (2.2%)
  • Nomura Asset Management Co., Ltd. (1.9%)
  • Dimensional Fund Advisors LP (1.8%)

Contact Details

Related Companies

  • Shiga Bank Restricted Stock Compensation Plan
  • Shiga Home Loan Guarantee Service Co., Ltd.
  • Shigagin Agency Co., Ltd.
  • Shigagin Lease & Capital Co., Ltd.
  • Shigagin Economic & Cultural Center Co., Ltd.
  • Shigagin Business Service Co.,Ltd.
  • Shigagin Growth Strategy Fund
  • Shiga Sixth-Sector Industrialization Fund
  • Shiga Bank Ltd. (Hong Kong Branch)
  • Shigagin Computer Service Co., Ltd.
  • Shiga Bank Trust
  • Shiga DC Card Co., Ltd.
  • Shiga Preferred Capital Cayman Ltd.
  • Shigagin JCB Co., Ltd.
  • Shiga Bank Employee Stock Ownership Plan

Competitors

    Last Updated on 26 Jan, 2023

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