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Finance

The Shiga Bank, Ltd.

Business Summary

The Shiga Bank, Ltd. engages in the provision of financial services. It provides deposits, loans, domestic and foreign exchange, investment securities, finance leasing and consulting, venture business investment, credit cards, and insurance services. It also offers mortgage and unsecured personal loans; insurance and asset management consulting services; and settlement services, as well as online banking services. The company was founded on October 1, 1933 and is headquartered in Otsu, Japan.

Financial Highlights

Mar 2021 JPYUSD
Revenue83,588M788.13M
Gross Profit----
Operating income10,486M98.87M
Income before tax13,051M123.05M
Net income11,448M107.94M
EBITDA----
Diluted EPS220.422.07
Dividends Per Share400.37
Total Assets7,793.74B70,531.65M
Total liabilities7,298.27B66,047.76M
Total equity495,469M4,483.88M
Operating cash flow17,665M166.56M
Currency in JPYCurrency in USD

Historical Data

 Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021
Revenue 86,311M 86,960M 93,944M 86,615M 83,588M
Gross Profit -- -- -- -- --
Operating income 19,669M 18,733M 19,162M 13,582M 10,486M
Income before tax 20,749M 19,892M 20,998M 17,788M 13,051M
Net income 14,895M 13,884M 14,681M 12,412M 11,448M
EBITDA -- -- -- -- --
Diluted EPS 253.05 235.80 249.42 214.19 220.42
Dividends Per Share 40 40 42.50 40 40
Total Assets 5,539.56B 5,875.04B 6,115.27B 6,285.00B 7,793.74B
Total liabilities 5,165.31B 5,467.13B 5,713.04B 5,909.20B 7,298.27B
Total equity 371,158M 407,905M 402,227M 375,801M 495,469M
Operating cash flow -4,777M 2,116M 3,107M -4,697M 17,665M
 Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021
Revenue 797.05M 784.60M 847.14M 796.63M 788.13M
Gross Profit -- -- -- -- --
Operating income 181.63M 169.02M 172.79M 124.91M 98.87M
Income before tax 191.61M 179.47M 189.35M 163.60M 123.05M
Net income 137.55M 125.27M 132.38M 114.15M 107.94M
EBITDA -- -- -- -- --
Diluted EPS 2.33 2.12 2.24 1.97 2.07
Dividends Per Share 0.36 0.36 0.38 0.36 0.37
Total Assets 49,713.37M 55,242.49M 55,249.32M 58,218.71M 70,531.65M
Total liabilities 46,354.79M 51,406.99M 51,615.34M 54,737.62M 66,047.76M
Total equity 3,330.86M 3,835.49M 3,633.97M 3,481.08M 4,483.88M
Operating cash flow -44.11M 19.09M 28.01M -43.20M 166.56M

Valuation Measures

Mar 2021
PER10.50
ROA0.16%
ROE2.62%
Operating margin12.54%
Profit margin13.69%

Key executives

  • President & Representative Director: Shojiro Takahashi
  • Executive Officer & Manager-Operations: Kanji Kishida
  • Executive Officer & Manager-Head Office Sales: Kazuo Aoki
  • Director & Manager-Sales: Katsumi Horiuchi
  • Auditor: Kazuyoshi Hayashi

Shareholders

  • Silchester International Investors LLP (8.5%)
  • The Shiga Bank, Ltd. (7.2%)
  • Sumitomo Mitsui Trust Asset Management Co., Ltd. (3.2%)
  • Nippon Life Insurance Co. (3.0%)
  • Meiji Yasuda Life Insurance Co. (3.0%)
  • The Vanguard Group, Inc. (2.2%)
  • Nomura Asset Management Co., Ltd. (2.2%)
  • Shiga Bank Employee Stock Ownership Plan (2.2%)
  • Sompo Holdings, Inc. (2.2%)
  • Dimensional Fund Advisors LP (2.0%)

Contact Details

Related Companies

  • Shiga Home Loan Guarantee Service Co., Ltd.
  • Shigagin Agency Co., Ltd.
  • Shigagin Lease & Capital Co., Ltd.
  • Shigagin Economic & Cultural Center Co., Ltd.
  • Shigagin Business Service Co.,Ltd.
  • Shigagin Growth Strategy Fund
  • Shiga Sixth-Sector Industrialization Fund
  • Shiga Bank Ltd. (Hong Kong Branch)
  • Shigagin Computer Service Co., Ltd.
  • Shiga Bank Trust
  • Shiga DC Card Co., Ltd.
  • Shiga Preferred Capital Cayman Ltd.
  • Shigagin JCB Co., Ltd.
  • Shiga Bank Employee Stock Ownership Plan

Competitors

    Last Updated on 2 Dec, 2021

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