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Finance

The Shiga Bank, Ltd.

Business Summary

The Shiga Bank, Ltd. engages in the provision of financial services. The company provides deposits, loans, domestic and foreign exchange, investment securities, finance leasing and consulting, venture business investment, credit cards, and insurance services. It also offers mortgage and unsecured personal loans; insurance and asset management consulting services; and settlement services, as well as online banking services. The company was founded on October 1, 1933 and is headquartered in Otsu, Japan.

Financial Highlights

Mar 2019 JPYUSD
Revenue93,944M847.14M
Gross Profit----
Operating income19,162M172.79M
Income before tax20,998M189.35M
Net income14,681M132.38M
EBITDA----
Diluted EPS249.422.24
Dividends Per Share42.500.38
Total Assets6,115.27B55,249.32M
Total liabilities5,713.04B51,615.34M
Total equity402,227M3,633.97M
Operating cash flow3,107M28.01M
Currency in JPYCurrency in USD

Historical Data

 Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Revenue 81,577M 93,873M 86,311M 86,960M 93,944M
Gross Profit -- -- -- -- --
Operating income 23,479M 21,678M 19,669M 18,733M 19,162M
Income before tax 24,060M 22,319M 20,749M 19,892M 20,998M
Net income 13,675M 15,508M 14,895M 13,884M 14,681M
EBITDA -- -- -- -- --
Diluted EPS 258.40 263.65 253.05 235.80 249.42
Dividends Per Share 30 40 40 40 42.50
Total Assets 4,996.97B 5,025.42B 5,539.56B 5,875.04B 6,115.27B
Total liabilities 4,647.12B 4,678.71B 5,165.31B 5,467.13B 5,713.04B
Total equity 344,900M 341,364M 371,158M 407,905M 402,227M
Operating cash flow 17,558M 14,618M -4,777M 2,116M 3,107M
 Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Revenue 742.57M 781.72M 797.05M 784.60M 847.14M
Gross Profit -- -- -- -- --
Operating income 213.72M 180.52M 181.63M 169.02M 172.79M
Income before tax 219.01M 185.86M 191.61M 179.47M 189.35M
Net income 124.48M 129.14M 137.55M 125.27M 132.38M
EBITDA -- -- -- -- --
Diluted EPS 2.35 2.19 2.33 2.12 2.24
Dividends Per Share 0.27 0.33 0.36 0.36 0.38
Total Assets 41,667.50M 44,712.18M 49,713.37M 55,242.49M 55,249.32M
Total liabilities 38,750.25M 41,627.40M 46,354.79M 51,406.99M 51,615.34M
Total equity 2,875.96M 3,037.18M 3,330.86M 3,835.49M 3,633.97M
Operating cash flow 159.82M 121.73M -44.11M 19.09M 28.01M

Valuation Measures

Mar 2019
PER9.34
ROA0.24%
ROE3.62%
Operating margin20.39%
Profit margin15.62%

Key executives

  • President & Representative Director: Shojiro Takahashi
  • Executive Officer & General Manager-Personnel: Tetsuya Konishi
  • Director & Manager-Head Office Sales: Masaru Morimoto
  • Managing Director & Manager-Kyoto Branch: Motohiro Nishi
  • Director & Manager-Tokyo Branch: Masayoshi Kitagawa

Shareholders

  • Silchester International Investors LLP (8.5%)
  • The Shiga Bank, Ltd. (3.6%)
  • Nippon Life Insurance Co. (3.0%)
  • Meiji Yasuda Life Insurance Co. (3.0%)
  • Asset Management One Co., Ltd. (2.4%)
  • The Vanguard Group, Inc. (2.4%)
  • Shiga Bank Employee Stock Ownership Plan (2.2%)
  • Dimensional Fund Advisors LP (2.2%)
  • Sompo Holdings, Inc. (2.2%)
  • Nomura Asset Management Co., Ltd. (1.7%)

Contact Details

Related Companies

  • Shiga Bank Ltd. (Hong Kong Branch)
  • Shigagin Computer Service Co., Ltd.
  • Shiga Bank Trust
  • Shiga Preferred Capital Cayman Ltd.
  • Shiga Bank Employee Stock Ownership Plan

Competitors

    Last Updated on 18 Oct, 2019

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