Finance

The Shiga Bank, Ltd.

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Business Summary

The Shiga Bank, Ltd. engages in the provision of financial services. It provides deposits, loans, domestic and foreign exchange, investment securities, finance leasing and consulting, venture business investment, credit cards, and insurance services. It also offers mortgage and unsecured personal loans; insurance and asset management consulting services; and settlement services, as well as online banking services. The company was founded on October 1, 1933 and is headquartered in Otsu, Japan.

Financial Highlights

Mar 2022	JPY	USD
Revenue	94,576M	841.62M
Gross Profit	--	--
Operating income	23,643M	210.39M
Income before tax	23,408M	208.30M
Net income	17,715M	157.64M
EBITDA	--	--
Diluted EPS	359.19	3.19
Dividends Per Share	80	0.71
Total Assets	7,537.95B	62,104.68M
Total liabilities	7,073.73B	58,280.01M
Total equity	464,214M	3,824.62M
Operating cash flow	-4,662M	-41.48M
	Currency in JPY	Currency in USD

Historical Data

JPY | USD

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Revenue	86,960M	93,944M	86,615M	83,965M	94,576M
Gross Profit	--	--	--	--	--
Operating income	18,733M	19,162M	13,582M	10,862M	23,643M
Income before tax	19,892M	20,998M	17,788M	13,051M	23,408M
Net income	13,884M	14,681M	12,412M	11,448M	17,715M
EBITDA	--	--	--	--	--
Diluted EPS	235.80	249.42	214.19	220.42	359.19
Dividends Per Share	40	42.50	40	40	80
Total Assets	5,875.04B	6,115.27B	6,285.00B	7,793.74B	7,537.95B
Total liabilities	5,467.13B	5,713.04B	5,909.20B	7,298.27B	7,073.73B
Total equity	407,905M	402,227M	375,801M	495,469M	464,214M
Operating cash flow	2,116M	3,107M	-4,697M	18,876M	-4,662M

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Revenue	784.60M	847.14M	796.63M	791.69M	841.62M
Gross Profit	--	--	--	--	--
Operating income	169.02M	172.79M	124.91M	102.41M	210.39M
Income before tax	179.47M	189.35M	163.60M	123.05M	208.30M
Net income	125.27M	132.38M	114.15M	107.94M	157.64M
EBITDA	--	--	--	--	--
Diluted EPS	2.12	2.24	1.97	2.07	3.19
Dividends Per Share	0.36	0.38	0.36	0.37	0.71
Total Assets	55,242.49M	55,249.32M	58,218.71M	70,531.65M	62,104.68M
Total liabilities	51,406.99M	51,615.34M	54,737.62M	66,047.71M	58,280.01M
Total equity	3,835.49M	3,633.97M	3,481.08M	4,483.88M	3,824.62M
Operating cash flow	19.09M	28.01M	-43.20M	177.97M	-41.48M

Valuation Measures

Mar 2022
PER	6.15
ROA	0.23%
ROE	3.69%
Operating margin	24.99%
Profit margin	18.73%

Key executives

President & Representative Director: Shojiro Takahashi
Executive Officer & Manager-Operations: Kanji Kishida
Executive Officer & Manager-Head Office Sales: Kazuo Aoki
Director & Manager-Sales: Katsumi Horiuchi
Auditor: Kazuyoshi Hayashi

Shareholders

The Shiga Bank, Ltd. (10.5%)
Silchester International Investors LLP (5.4%)
Nippon Life Insurance Co. (3.0%)
Meiji Yasuda Life Insurance Co. (3.0%)
Sumitomo Mitsui Trust Asset Management Co., Ltd. (2.4%)
The Vanguard Group, Inc. (2.3%)
Shiga Bank Employee Stock Ownership Plan (2.3%)
Sompo Holdings, Inc. (2.2%)
Nomura Asset Management Co., Ltd. (1.9%)
Dimensional Fund Advisors LP (1.8%)

Contact Details

Website:http://www.shigagin.com
Phone: +81.77.521.2000

Related Companies

Shiga Bank Restricted Stock Compensation Plan
Shiga Home Loan Guarantee Service Co., Ltd.
Shigagin Agency Co., Ltd.
Shigagin Lease & Capital Co., Ltd.
Shigagin Economic & Cultural Center Co., Ltd.
Shigagin Business Service Co.,Ltd.
Shigagin Growth Strategy Fund
Shiga Sixth-Sector Industrialization Fund
Shiga Bank Ltd. (Hong Kong Branch)
Shigagin Computer Service Co., Ltd.
Shiga Bank Trust
Shiga DC Card Co., Ltd.
Shiga Preferred Capital Cayman Ltd.
Shigagin JCB Co., Ltd.
Shiga Bank Employee Stock Ownership Plan

Competitors

Last Updated on 26 Jan, 2023