Finance

The Shimane Bank, Ltd.

Business Summary

The Shimane Bank, Ltd. engages in commercial banking and leasing services. It operates through the following segments: Banking, Lease, and Others. The Banking segment provides deposits, loans, securities trading, securities investment, and exchange services. The Lease segment offers leasing services for businesses. The Others segment deals with credit card services. The company was founded on May 20, 1915 and is headquartered in Matsue, Japan.

Financial Highlights

Mar 2022	JPY	USD
Revenue	6,194M	55.12M
Gross Profit	--	--
Operating income	96M	0.85M
Income before tax	291M	2.58M
Net income	294M	2.61M
EBITDA	--	--
Diluted EPS	29.76	0.26
Dividends Per Share	10	0.08
Total Assets	523,065M	4,309.49M
Total liabilities	509,019M	4,193.77M
Total equity	14,025M	115.55M
Operating cash flow	1,453M	12.93M
	Currency in JPY	Currency in USD

Historical Data

JPY | USD

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Revenue	6,478M	5,477M	7,146M	6,217M	6,194M
Gross Profit	--	--	--	--	--
Operating income	121M	-526M	-2,022M	296M	96M
Income before tax	938M	497M	-2,109M	303M	291M
Net income	633M	365M	-2,279M	357M	294M
EBITDA	--	--	--	--	--
Diluted EPS	113.91	65.86	-351.14	36.88	29.76
Dividends Per Share	50	20	0	5	10
Total Assets	412,601M	416,256M	441,599M	529,029M	523,065M
Total liabilities	394,002M	398,618M	427,269M	511,194M	509,019M
Total equity	18,579M	17,617M	14,306M	17,814M	14,025M
Operating cash flow	-1,014M	-209M	-1,091M	-1,165M	1,453M

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Revenue	58.44M	49.38M	65.72M	58.61M	55.12M
Gross Profit	--	--	--	--	--
Operating income	1.09M	-4.74M	-18.59M	2.79M	0.85M
Income before tax	8.46M	4.48M	-19.39M	2.85M	2.58M
Net income	5.71M	3.29M	-20.96M	3.36M	2.61M
EBITDA	--	--	--	--	--
Diluted EPS	1.02	0.59	-3.22	0.34	0.26
Dividends Per Share	0.45	0.18	0	0.04	0.08
Total Assets	3,879.65M	3,760.72M	4,090.58M	4,787.59M	4,309.49M
Total liabilities	3,704.76M	3,601.37M	3,957.84M	4,626.19M	4,193.77M
Total equity	174.69M	159.16M	132.51M	161.21M	115.55M
Operating cash flow	-9.14M	-1.88M	-10.03M	-10.98M	12.93M

Valuation Measures

Mar 2022
PER	15.66
ROA	0.05%
ROE	1.84%
Operating margin	1.54%
Profit margin	4.74%

Key executives

President & Representative Director: Yoshio Suzuki
Executive Officer & General Manager-Sales: Shusaku Kotani
Executive Officer & GM-Administration: Nobuhiko Takehara
Director & Managing Executive Officer: Kazuhiko Nagaoka
Auditor: Naoki Katayose

Shareholders

SBI Holdings, Inc. (20.7%)
SBI Asset Management Co., Ltd. (12.9%)
Sumitomo Mitsui Trust Asset Management Co., Ltd. (5.5%)
Shimane Bank Employee Stock Ownership Plan (3.7%)
Government of Japan (3.5%)
Nomura Asset Management Co., Ltd. (2.3%)
Hikari Tsushin, Inc. (2.0%)
Shimane Bank Board Benefit Trust (1.1%)
Nikko Asset Management Co., Ltd. (1.1%)
Daiwa Asset Management Co. Ltd. (0.9%)

Contact Details

Website:http://www.shimagin.co.jp
Phone: +81.852.24.1234

Related Companies

Shimane Bank Board Benefit Trust
Shimane Bank Employee Stock Ownership Plan
Matsue-Lease. Co.

Competitors

Last Updated on 31 Mar, 2023