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Finance

The Tochigi Bank, Ltd.

Business Summary

The Tochigi Bank, Ltd. engages in the provision of banking and financial services. Its operations are carried out through the following segments: Banking and Others. The Banking segment includes deposit, loans, securities trading and investment, stock investment trust, insurance, domestic and foreign exchange, bond trust and registration, and other incidental services. The Others segment offers leasing, credit guarantee, credit card and financial instrument trading services to its clientele. The company was founded in December 1942 and is headquartered in Utsunomiya, Japan.

Financial Highlights

Mar 2022 JPYUSD
Revenue37,642M334.97M
Gross Profit----
Operating income4,491M39.96M
Income before tax4,448M39.58M
Net income3,629M32.29M
EBITDA----
Diluted EPS34.540.30
Dividends Per Share5.500.04
Total Assets3,516.98B28,976.22M
Total liabilities3,354.33B27,636.10M
Total equity161,292M1,328.87M
Operating cash flow8,049M71.62M
Currency in JPYCurrency in USD

Historical Data

 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 40,278M 39,173M 37,862M 36,598M 37,642M
Gross Profit -- -- -- -- --
Operating income 5,482M 2,243M 3,877M 3,311M 4,491M
Income before tax 6,821M 2,965M 4,113M 4,274M 4,448M
Net income 4,490M 1,427M 1,822M 2,081M 3,629M
EBITDA -- -- -- -- --
Diluted EPS 42.97 13.63 17.40 19.84 34.54
Dividends Per Share 8.50 7 5 5 5.50
Total Assets 2,870.39B 2,892.33B 2,924.72B 3,261.12B 3,516.98B
Total liabilities 2,703.51B 2,723.19B 2,765.04B 3,092.80B 3,354.33B
Total equity 161,573M 163,484M 153,950M 167,158M 161,292M
Operating cash flow -22,552M 3,978M 12,003M 5,751M 8,049M
 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 363.41M 353.24M 348.23M 345.07M 334.97M
Gross Profit -- -- -- -- --
Operating income 49.46M 20.22M 35.65M 31.21M 39.96M
Income before tax 61.54M 26.73M 37.82M 40.29M 39.58M
Net income 40.51M 12.86M 16.75M 19.62M 32.29M
EBITDA -- -- -- -- --
Diluted EPS 0.38 0.12 0.16 0.18 0.30
Dividends Per Share 0.07 0.06 0.04 0.04 0.04
Total Assets 26,990.11M 26,131.18M 27,092.04M 29,512.44M 28,976.22M
Total liabilities 25,420.93M 24,603.09M 25,612.94M 27,989.21M 27,636.10M
Total equity 1,519.25M 1,477.02M 1,426.05M 1,512.74M 1,328.87M
Operating cash flow -203.47M 35.87M 110.39M 54.22M 71.62M

Valuation Measures

Mar 2022
PER6.36
ROA0.10%
ROE2.20%
Operating margin11.93%
Profit margin9.64%

Key executives

  • President & Representative Director: Junnosuke Kuromoto
  • Representative Director & Vice President: Sakae Ueki
  • Executive Officer & Administration Manager: Shushi Kodama
  • Executive Officer & Audit Manager: Takashi Ogiwara
  • Executive Officer & Personnel Manager: Norio Ishiwatari

Shareholders

  • Sumitomo Mitsui Trust Asset Management Co., Ltd. (8.2%)
  • Tochigi Bank Employee Stock Ownership Plan (4.3%)
  • The Tochigi Bank, Ltd. (4.1%)
  • Nomura Asset Management Co., Ltd. (2.8%)
  • UESHIMA KANKURO (2.3%)
  • The Vanguard Group, Inc. (2.1%)
  • Norges Bank Investment Management (1.8%)
  • The Towa Bank, Ltd. (1.8%)
  • Meiji Yasuda Life Insurance Co. (1.6%)
  • Dimensional Fund Advisors LP (1.6%)

Contact Details

Related Companies

  • Tochigi Bank Restricted Stock Compensation Plan
  • Tochigin Capital & Consulting KK
  • Utsunomiya Securities Co., Ltd.
  • Tochigi Bank Employee Stock Ownership Plan

Competitors

    Last Updated on 29 Nov, 2022

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