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Finance

The Yamanashi Chuo Bank, Ltd.

Business Summary

The Yamanashi Chuo Bank, Ltd. engages in the provision of financial banking services. It operates through the following business divisions: Banking and Others. The Banking division deals with corporate and commercial banking services such as savings, deposits, securities trading, securities investment, domestic and foreign exchange, contract bonds, and counter sales of government bonds, investment trusts and insurance. The Others division provides leasing, credit card, bank operation consulting and venture consulting businesses. The company was founded on December 1, 1941 and is headquartered in Kofu, Japan.

Financial Highlights

Mar 2022 JPYUSD
Revenue45,186M402.10M
Gross Profit----
Operating income6,120M54.46M
Income before tax6,021M53.58M
Net income4,241M37.74M
EBITDA----
Diluted EPS132.441.17
Dividends Per Share400.35
Total Assets4,469.77B36,826.19M
Total liabilities4,258.28B35,083.70M
Total equity208,458M1,717.47M
Operating cash flow20,449M181.97M
Currency in JPYCurrency in USD

Historical Data

 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 52,795M 48,280M 46,222M 48,249M 45,186M
Gross Profit -- -- -- -- --
Operating income 14,676M 12,290M 10,625M 6,230M 6,120M
Income before tax 6,964M 7,229M 6,085M 5,661M 6,021M
Net income 4,921M 4,909M 3,765M 3,091M 4,241M
EBITDA -- -- -- -- --
Diluted EPS 146.10 146.77 116.11 96.65 132.44
Dividends Per Share 35 35 35 35 40
Total Assets 3,306.50B 3,480.80B 3,511.41B 4,185.67B 4,469.77B
Total liabilities 3,089.19B 3,258.42B 3,311.75B 3,964.23B 4,258.28B
Total equity 214,896M 219,829M 197,091M 218,684M 208,458M
Operating cash flow 512M 431M 13,955M 10,437M 20,449M
 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 476.34M 435.36M 425.12M 454.93M 402.10M
Gross Profit -- -- -- -- --
Operating income 132.41M 110.82M 97.72M 58.74M 54.46M
Income before tax 62.83M 65.18M 55.96M 53.37M 53.58M
Net income 44.40M 44.26M 34.62M 29.14M 37.74M
EBITDA -- -- -- -- --
Diluted EPS 1.31 1.32 1.06 0.91 1.17
Dividends Per Share 0.31 0.31 0.32 0.33 0.35
Total Assets 31,090.75M 31,447.87M 32,526.62M 37,879.38M 36,826.19M
Total liabilities 29,047.39M 29,438.67M 30,677.13M 35,875.41M 35,083.70M
Total equity 2,020.64M 1,986.07M 1,825.67M 1,979.04M 1,717.47M
Operating cash flow 4.61M 3.88M 128.35M 98.40M 181.97M

Valuation Measures

Mar 2022
PER7.17
ROA0.09%
ROE1.98%
Operating margin13.54%
Profit margin9.38%

Key executives

  • President & Representative Director: Mitsuyoshi Seki
  • Director, Executive Officer & Manager-HQ Sales: Fumihiko Furuya
  • Executive Officer & Audit Manager: Kimihiko Kobayashi
  • Executive Officer & Manager-Corporate Planning: Tetsuya Naito
  • Senior Managing Representative Director: Kazuhiko Kitta

Shareholders

  • The Yamanashi Chuo Bank, Ltd. (5.0%)
  • Yamanashi Chuo Bank Employee Stock Ownership Plan (4.0%)
  • Nomura Asset Management Co., Ltd. (3.7%)
  • Meiji Yasuda Life Insurance Co. (3.6%)
  • The Vanguard Group, Inc. (2.2%)
  • Mitsubishi UFJ Financial Group, Inc. (2.1%)
  • Teikyo University (Foundation) (1.9%)
  • Office Support KK (1.8%)
  • Fukoku Mutual Life Insurance Co. (Investment Portfolio) (1.8%)
  • Fuji Kyuko Co., Ltd. (1.6%)

Contact Details

Related Companies

  • Yamanashi Chuo Guarantee Co., Ltd.
  • Yamanashi Chuo Bank Restricted Stock Compensation Plan
  • Yamanashi Chugin Dc Card Co., Ltd.
  • Yamanashi Chuo Bank Pension Fund
  • Yamanashi Chuo Hosho KK
  • Yamanashi Chugin Lease Co., Ltd.
  • Yamanashi Chugin Management Consulting Co., Ltd.
  • Yamanashi Chuo Bank Employee Stock Ownership Plan

Competitors

    Last Updated on 25 Nov, 2022

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