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Yamaguchi Financial Group, Inc.

Business Summary

Yamaguchi Financial Group, Inc. provides banking and other financial services. It operates through the Banking and Others business divisions. The Banking division offers deposits, loans, domestic and foreign exchange, securities trading, and investment securities. The Others division includes securities, credit card, and leasing business. The company was founded on October 2, 2006 and is headquartered in Shimonoseki, Japan.

Financial Highlights

Mar 2023 JPYUSD
Gross Profit----
Operating income23,661M174.59M
Income before tax26,686M196.91M
Net income17,894M132.04M
Diluted EPS77.380.57
Dividends Per Share310.22
Total Assets12,211.64B91,754.79M
Total liabilities11,596.96B87,136.28M
Total equity611,856M4,597.31M
Operating cash flow34,167M252.12M
Currency in JPYCurrency in USD

Historical Data

 Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Revenue 155,851M 168,819M 176,566M 136,793M 149,716M
Gross Profit -- -- -- -- --
Operating income 31,516M 36,681M 36,756M -9,426M 23,661M
Income before tax 33,317M 36,357M 36,795M -5,503M 26,686M
Net income 23,149M 25,390M 24,957M -13,005M 17,894M
EBITDA -- -- -- -- --
Diluted EPS 83.26 93.85 99.58 -53.28 77.38
Dividends Per Share 22 24 26 28 31
Total Assets 10,304.13B 10,605.41B 11,993.72B 12,182.66B 12,211.64B
Total liabilities 9,643.18B 9,975.17B 11,312.58B 11,546.30B 11,596.96B
Total equity 654,694M 624,138M 674,911M 629,962M 611,856M
Operating cash flow -2,914M -6,343M 34,507M -9,136M 34,167M
 Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Revenue 1,405.39M 1,552.70M 1,664.81M 1,217.31M 1,104.77M
Gross Profit -- -- -- -- --
Operating income 284.19M 337.37M 346.56M -83.88M 174.59M
Income before tax 300.43M 334.39M 346.93M -48.97M 196.91M
Net income 208.74M 233.52M 235.31M -115.73M 132.04M
EBITDA -- -- -- -- --
Diluted EPS 0.75 0.86 0.93 -0.47 0.57
Dividends Per Share 0.19 0.22 0.24 0.24 0.22
Total Assets 93,094.27M 98,239.21M 108,540.47M 100,372.09M 91,754.79M
Total liabilities 87,122.76M 92,401.19M 102,376.32M 95,129.22M 87,136.28M
Total equity 5,914.93M 5,781.46M 6,107.79M 5,190.21M 4,597.31M
Operating cash flow -26.27M -58.33M 325.36M -81.30M 252.12M

Valuation Measures

Mar 2023
Operating margin15.80%
Profit margin11.95%


  • President, Group CEO & Representative Director: Keisuke Mukunashi
  • Senior GM-Operations & Information Technology: Koji Hamada
  • Executive Officer & Senior GM-Compliance: Takeki Kaneko
  • Director & Vice President: Hirohide Umemoto
  • Executive Officer, GM-Personnel & General Affairs: Kenichi Nishimura


  • Yamaguchi Financial Group, Inc. (4.8%)
  • Sumitomo Mitsui Trust Asset Management Co., Ltd. (3.3%)
  • The Vanguard Group, Inc. (3.1%)
  • Nomura Asset Management Co., Ltd. (2.6%)
  • Meiji Yasuda Life Insurance Co. (2.4%)
  • Yamada Office KK (2.3%)
  • Tokuyama Corp. (2.2%)
  • Yamaguchi Financial Group Employee Stock Ownership Plan (1.8%)
  • Sumitomo Life Insurance Co. (1.7%)
  • Ube Industries Pension Fund (1.7%)

Contact Details

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