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Finance

Zenkoku Hosho Co., Ltd.

Business Summary

Zenkoku Hosho Co., Ltd. engages in the business of credit guarantee services for housing loans. The company offers mortgage, educational, housing, apartments, and card loan guarantee services. It is also involved in the property insurance surrogate, life insurance recruitment, and credit research businesses; and the provision of contract management, consignment, substitution, information processing services and debt collection business. The company was founded on February 19, 1981 and is headquartered in Tokyo, Japan.

Financial Highlights

Mar 2022 JPYUSD
Revenue48,841M434.63M
Gross Profit43,001M382.66M
Operating income39,473M351.26M
Income before tax40,273M358.38M
Net income27,835M247.70M
EBITDA39,852M354.64M
Diluted EPS404.883.60
Dividends Per Share1331.18
Total Assets415,814M3,425.86M
Total liabilities230,987M1,903.08M
Total equity184,827M1,522.77M
Operating cash flow29,282M260.57M
Currency in JPYCurrency in USD

Historical Data

 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 39,599M 43,204M 45,203M 47,833M 48,841M
Gross Profit 34,271M 37,265M 37,930M 40,796M 43,001M
Operating income 31,181M 34,231M 35,383M 38,236M 39,473M
Income before tax 31,971M 34,844M 35,241M 38,991M 40,273M
Net income 22,052M 24,134M 24,430M 27,002M 27,835M
EBITDA 31,393M 34,509M 35,723M 38,587M 39,852M
Diluted EPS 320.55 350.74 354.98 392.25 404.88
Dividends Per Share 80 87 95 117 133
Total Assets 294,165M 321,252M 372,981M 396,281M 415,814M
Total liabilities 186,037M 194,252M 227,931M 230,419M 230,987M
Total equity 108,127M 126,998M 145,049M 165,860M 184,827M
Operating cash flow 34,911M 32,812M 29,778M 30,211M 29,282M
 Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Revenue 357.28M 389.59M 415.75M 451.01M 434.63M
Gross Profit 309.21M 336.03M 348.85M 384.65M 382.66M
Operating income 281.33M 308.68M 325.43M 360.52M 351.26M
Income before tax 288.46M 314.20M 324.12M 367.64M 358.38M
Net income 198.96M 217.62M 224.69M 254.59M 247.70M
EBITDA 283.24M 311.18M 328.56M 363.83M 354.64M
Diluted EPS 2.89 3.16 3.26 3.69 3.60
Dividends Per Share 0.72 0.78 0.87 1.10 1.18
Total Assets 2,766.00M 2,902.39M 3,454.96M 3,586.25M 3,425.86M
Total liabilities 1,749.28M 1,754.99M 2,111.35M 2,085.23M 1,903.08M
Total equity 1,016.70M 1,147.38M 1,343.60M 1,500.99M 1,522.77M
Operating cash flow 314.98M 295.88M 273.88M 284.85M 260.57M

Valuation Measures

Mar 2022
PER11.63
ROA6.85%
ROE15.87%
Operating margin80.81%
Profit margin56.99%

Key executives

  • President & Representative Director: Eiji Ishikawa
  • Senior Managing Director & GM-Operations: Takashi Yamaguchi
  • Executive Officer & Manager-Legal Affairs: Noriyoshi Yoneda
  • Executive Officer & Senior Manager-Sales: Akira Komatsu
  • Managing Director & General Manager-Administration: Yuichi Aoki

Shareholders

  • Fukoku Mutual Life Insurance Co. (9.0%)
  • Meiji Yasuda Life Insurance Co. (9.0%)
  • T&D Holdings, Inc. (6.2%)
  • Taiyo Pacific Partners LP (5.3%)
  • Sumitomo Mitsui Trust Asset Management Co., Ltd. (2.9%)
  • Taiyo Fund Management LLC (2.5%)
  • Nomura Asset Management Co., Ltd. (2.5%)
  • Nikko Asset Management Co., Ltd. (2.1%)
  • Daiwa Asset Management Co. Ltd. (1.9%)
  • The Vanguard Group, Inc. (1.9%)

Contact Details

  • Website:http://www.zenkoku.co.jp
  • Address: Otemachi Nomura Building, 24/F, 2-1-1 Ote-machi, Tokyo, 100-0004, Japan
  • Phone: +81.3.3270.2300

Related Companies

  • Zenkoku Hosho Board Incentive Plan
  • Tsukuba Shinyo Hosho KK
  • Towa Shinyo Hosho KK
  • Zenkoku Hosho Employee Incentive Plan
  • Zenkoku Hosho Employee Stock Ownership Plan
  • Zenkoku Business Partner KK
  • AKEBONO Servicer Co. Ltd.
  • Yutori Saiken Kaisyu KK
  • Nomura Estate Finance Co., Ltd.

Competitors

    Last Updated on 26 Sep, 2022

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