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Banks, startups and watchdogs harness Islamic finance opportunities

New wave of Shariah-compliant services fuses innovation and tradition

BTPN Syariah's Islamic microfinance borrowers gather to make payments.

JAKARTA/SINGAPORE -- Early one August morning, before the heat became unbearable, several dozen people gathered in a courtyard in the Indonesian village of Kasaman, not far from Jakarta. They were there to repay debts -- and to simply be seen.

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