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India welfare payments go digital with e-RUPI system

Mobile platform also covers public services in bid to target spending

Shoppers crowd a market in Ahmedabad, India. The use of cashless payments took off after the government abolished high-denomination bank notes in 2016.    © Reuters

TOKYO -- India has launched a mobile payment platform designed to efficiently deliver government benefits and limit the misuse of funds dispensed through the country's social welfare system.

The e-RUPI digital payment system is accessible to anyone with a mobile phone, even without a bank account. The e-RUPI comes in the form of QR codes or SMS messages sent to the phones of designated recipients as e-vouchers.

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