Manoj Dugar is Asia-Pacific co-head of global payments solutions for HSBC.
Faster and more efficient payments allow businesses to cut costs and make it possible for consumers to shop with convenience and confidence.
Governments have been forging bilateral cross-border links but should aim higher


India's UPI real-time payment platform was linked with Singapore's PayNow in February. © Getty Images
Manoj Dugar is Asia-Pacific co-head of global payments solutions for HSBC.
Faster and more efficient payments allow businesses to cut costs and make it possible for consumers to shop with convenience and confidence.