Joe Zhang is co-chairman of SBI China Capital.
One day in 1986, I went to a bank branch in the Sanlihe area of Beijing to withdraw money to buy a typewriter.
Opinion
Beijing should let China's economy stand on its own two feet
Competition and efficiency gains will only come if the system is allowed to change
China's bank depositors stay cool even when their banks are fighting for survival, like when Baoshang Bank was collapsing. © Reuters
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