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Negative oil price teaches mom-and-pop investors a costly lesson

Betting on crude is much more complicated than on companies

| China
Pump jacks in Texas: crude oil will remain an important avenue for diversification of investment portfolios.   © Odessa American/AP

Vandana Hari is founder of Singapore-based Vanda Insights, which tracks energy markets.

The unprecedented crash of benchmark U.S. crude oil prices into negative territory in April claimed some unlikely victims: people who had plowed their savings into investment products tracking the commodity which then collapsed.

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