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For some drivers, Go-Jek is "their first step towards the formal financial sector," says Go-Pay CEO Aldi Haryopratomo. (Photo by Akira Kodaka)

Go-Jek sparks an Indonesian banking revolution

E-payments pave the way to bank loans and financial inclusion

JAKARTA -- Wawan Suwandi opened his first bank account nine months ago when he became a motorbike taxi driver for Go-Jek, the Indonesian ride-hailing company.

"Before that, I had never felt a need to have a bank account," said Suwandi, in his early 30s, who works from his hometown Tangerang, a Jakarta suburb.

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