Joe Zhang

Joe Zhang is chairman of China Smartpay Group and a director of China Rapid Finance and China Huirong Financial Holdings. He is also a director and shareholder of Guangzhou Huadu Wansui Micro Credit and the author of the new book "Chasing Subprime Credit: How China's Fintech Sector is Thriving."

  • In China, subprime isn't a dirty word

    Fast-growing fintech brings benefits as well as risks

  • How China has defied the gravity of debt

    The state is adding assets to its portfolio, not selling