JAKARTA -- Indonesia's leading digital banks have reported profit surges in 2025, outperforming their much bigger rivals hit by macroeconomic headwinds, with tech-savvy young users driving rapid growth.
New lenders benefit from GoTo, Grab and Sea's ecosystems

SeaBank, Superbank, Bank Neo Commerce and Bank Jago utilize various platforms affiliated with big regional tech groups to rapidly expand their businesses in Indonesia. (Source photos by screenshot from the banks' websites)
JAKARTA -- Indonesia's leading digital banks have reported profit surges in 2025, outperforming their much bigger rivals hit by macroeconomic headwinds, with tech-savvy young users driving rapid growth.