JAKARTA/HANOI -- Bank customers in Asia are swapping their wallets for smartphones, using apps for everything from buying groceries to sending money home from abroad to investing.
E-money offers the latest example of technological 'leapfrogging' in Asia

Indonesia's Ovo offers an app that lets people do everything from make daily purchases to buy investment products on their smartphones.
JAKARTA/HANOI -- Bank customers in Asia are swapping their wallets for smartphones, using apps for everything from buying groceries to sending money home from abroad to investing.