HO CHI MINH CITY -- Three times out of 10, when she tops up her phone credit, Thu sees a pop-up selling insurance on Vietnam's MoMo payment app.
Can 'insurtech' achieve profits and data privacy with bite-size products?

Opportunistic pricing and data privacy are concerns as startups bring insurance tech to Indonesia and Vietnam, where people often sell motorbike policies on the roadside. (Photo by Lien Hoang)
HO CHI MINH CITY -- Three times out of 10, when she tops up her phone credit, Thu sees a pop-up selling insurance on Vietnam's MoMo payment app.