Maurizio Raffone is chief financial officer of Credify Pte Ltd, a Singapore-based technology company developing solutions for the e-commerce and fintech markets.

Japan's market is still dominated by the big three: MUFG Bank, Sumitomo Mitsui Banking and Mizuho Bank. (Photo by Akira Kodaka)
Maurizio Raffone is chief financial officer of Credify Pte Ltd, a Singapore-based technology company developing solutions for the e-commerce and fintech markets.